Postal Codes

10595 ZIP Code

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ZIP code 10595 covers Valhalla, New York, with a population of about 7,180 and a median household income of $108,750.

Population
7,1801,350 per square mile
Median age
41.62.9 points above the US average
Median household income
$108,7501.3× the New York median
Poverty rate
14.4%2 points above the US average
Typical home value
$907,010up 30.6% in five years
Median rent
$1,626about the New York median
Degree or higher
46.7%11.7 points above the US average
Homeownership
73.1%8.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
318

Where 10595 is

Valhalla, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,180
Median age41.6
Family households65.1%
Born outside the US17.3%
Speaks a language other than English at home27.4%
White (non-Hispanic)67.5%
Black (non-Hispanic)8.9%
Asian (non-Hispanic)7.2%
Hispanic or Latino12.6%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$108,750
Income per person$59,337
Poverty rate14.4%
Households on SNAP or cash assistance6.4%

Household income distribution

Under $10k13.8%
$10–15k1.5%
$15–20k2.7%
$20–25k0.6%
$25–30k2.4%
$30–35k1.1%
$35–40k2.1%
$40–45k3.3%
$45–50k3.1%
$50–60k2.1%
$60–75k2.8%
$75–100k12.2%
$100–125k5.3%
$125–150k7.6%
$150–200k9.7%
$200k or more29.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,370
Mean adjusted gross income$151,348
Returns declaring $200,000 or more24.6%
Returns, under $25k19.9%
Returns, $25k–$50k11.3%
Returns, $50k–$75k10.7%
Returns, $75k–$100k9.5%
Returns, $100k–$200k24.0%
Returns, $200k or more24.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$725,200
Median gross rent$1,626
Rent as a share of household income47.7%
Owner-occupied73.1%
Vacant homes7.2%
Median year built1961

What the homes are

Detached house64.5%
Attached house2.8%
2 to 4 units10.1%
5 to 19 units8.7%
20 or more units13.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$907,010as of 2026-07
Typical home value, 1 yearup 2.8%
Typical home value, 5 yearsup 30.6%
Typical home value, 10 yearsup 66.9%
Typical home value since 2000
200020132026$907,010$286,958

$286,958 in 2000 to $907,010 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.8%
Bachelor's degree or higher46.7%
High school diploma or higher89.1%
Works from home20.1%
Drives to work alone55.9%
Takes public transport10.7%
Commutes 45 minutes or more21.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity24.7% 8.7 pts below the national average of 33.4%
Diagnosed diabetes9.1% 2.9 pts below the national average of 12%
Currently smokes10% 3.2 pts below the national average of 13.2%
High blood pressure28.5% 5.6 pts below the national average of 34.1%
Fair or poor general health15.1% 5.2 pts below the national average of 20.3%
No health insurance (18–64)7.2% 4.1 pts below the national average of 11.3%
Depression17.4% 4.5 pts below the national average of 21.9%
No leisure-time physical activity21.6% 3.8 pts below the national average of 25.4%
Arthritis23.9% 1.2 pts below the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication74.9% same as the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year79.6% 2.9 pts above the national average of 76.7%
Cholesterol screening88% 2.1 pts above the national average of 85.9%
Cognitive disability11.9% 2.9 pts below the national average of 14.8%
Colorectal screening70.3% 6 pts above the national average of 64.3%
COPD5.3% 1.3 pts below the national average of 6.6%
Visited a dentist67.6% 6.3 pts above the national average of 61.3%
Any disability24.8% 5.9 pts below the national average of 30.7%
Lacks emotional support20.9% 3.9 pts below the national average of 24.8%
Food insecurity13.9% 3.2 pts below the national average of 17.1%
Received food stamps12.8% 1.5 pts below the national average of 14.3%
Hearing disability5.7% 1 pts below the national average of 6.7%
High cholesterol35.6% 0.6 pts below the national average of 36.2%
Housing insecurity11.5% 2.3 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport8.3% 0.9 pts below the national average of 9.2%
Loneliness31% 3.4 pts below the national average of 34.4%
Mammography use81.3% 5.4 pts above the national average of 75.9%
Poor mental health (14+ days)14.8% 2 pts below the national average of 16.8%
Mobility disability11% 3 pts below the national average of 14%
Poor physical health (14+ days)11.3% 2.2 pts below the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Utility shut-off threat7.6% 1.2 pts below the national average of 8.8%
Sleeps under 7 hours34.3% 2.1 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost7.5% 5.5 pts below the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments318
People employed11,132
Annual payroll$1,043,084,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 17.3% of US census tracts
FEMA ratingVery Low to Relatively Low across the 7 census tracts this ZIP code covers
Expected annual loss25.4 out of 100
Community resilience68.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide81.9Relatively Low at its worst in this ZIP code
Hurricane73.4Relatively Low at its worst in this ZIP code
Earthquake61.6Relatively Low at its worst in this ZIP code
Strong wind61.1Relatively Moderate at its worst in this ZIP code
Winter weather60.9Relatively Moderate at its worst in this ZIP code
Wildfire50.8Very Low at its worst in this ZIP code
Ice storm44.4Relatively Low at its worst in this ZIP code
Cold wave40.8Relatively Moderate at its worst in this ZIP code
Lightning39.3Relatively Low at its worst in this ZIP code
River flooding33.9Relatively Low at its worst in this ZIP code
Heat wave31Relatively Low at its worst in this ZIP code
Tornado24.6Very Low at its worst in this ZIP code
Hail12.5Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$108,750$84,578$78,538
Income per person$59,337$49,520$43,289
Poverty rate14.4%13.7%12.4%
Median home value$725,200$403,000$303,400
Median gross rent$1,626$1,576$1,348
Homeownership73.1%54.3%65%
Bachelor's degree or higher46.7%39.6%35%
Unemployment rate6.8%6.2%5.2%
Works from home20.1%13.3%13.5%
Born outside the US17.3%22.6%13.9%
Median age41.639.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWESTCHESTER CO AP, NY US6.2 km away
Rain in a year48 in

Average high and low by month

January37.3°F / 22.4°F3.2 in rain
February40.1°F / 23.7°F2.53 in rain
March47.6°F / 30.5°F4.11 in rain
April59.2°F / 40.1°F4.2 in rain
May69.2°F / 49.8°F3.94 in rain
June78°F / 59.1°F4.25 in rain
July83.2°F / 64.9°F4.07 in rain
August81.2°F / 63.6°F4.36 in rain
September74.2°F / 56.7°F4.94 in rain
October63°F / 45.5°F4.33 in rain
November52.2°F / 36.2°F3.64 in rain
December42.3°F / 28°F4.18 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket18% of this ZIP code's area
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarket2% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Valhalla Union Free School District54.1% of this ZIP code's land area
Mount Pleasant Central School District27.4% of this ZIP code's land area
Pocantico Hills Central School District17.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability41more vulnerable than 41% of US census tracts
Socioeconomic status40more vulnerable than 40% of US census tracts
Household characteristics56more vulnerable than 56% of US census tracts
Racial and ethnic minority status45more vulnerable than 45% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability12.1 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

10532 Hawthorne, NY2.9 km away
10594 Thornwood, NY3.6 km away
10603 White Plains, NY4 km away
10604 West Harrison, NY4.3 km away
10523 Elmsford, NY4.4 km away
10545 Maryknoll, NY5.3 km away
10610 White Plains, NY5.3 km away
10570 Pleasantville, NY5.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Westchester County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.32 sq mi
Water area0.94 sq mi
Population density1,350 people per sq mi
Latitude, longitude41.0856, -73.7776

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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