Postal Codes

10527 ZIP Code

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ZIP code 10527 covers Granite Springs, New York, with a population of about 587 and a median household income of $219,698.

Population
587263 per square mile
Median age
45.16.4 points above the US average
Median household income
$219,6982.6× the New York median
Poverty rate
0%12.4 points below the US average
Typical home value
$939,650up 36% in five years
Degree or higher
78.8%43.8 points above the US average
Homeownership
90.6%25.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
18

Where 10527 is

Granite Springs, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population587
Median age45.1
Family households100%
Born outside the US14%
Speaks a language other than English at home22.5%
White (non-Hispanic)76.3%
Black (non-Hispanic)3.2%
Asian (non-Hispanic)0%
Hispanic or Latino20.4%
Veterans2.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$219,698
Poverty rate0%
Households on SNAP or cash assistance0%

Household income distribution

Under $10k0.0%
$10–15k0.0%
$15–20k0.0%
$20–25k0.0%
$25–30k0.0%
$30–35k0.0%
$35–40k0.0%
$40–45k0.0%
$45–50k6.3%
$50–60k13.6%
$60–75k0.0%
$75–100k12.6%
$100–125k0.0%
$125–150k0.0%
$150–200k4.2%
$200k or more63.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed450
Mean adjusted gross income$202,898
Returns declaring $200,000 or more33.3%
Returns, under $25k20.0%
Returns, $25k–$50k11.1%
Returns, $50k–$75k8.9%
Returns, $75k–$100k6.7%
Returns, $100k–$200k20.0%
Returns, $200k or more33.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$778,300
Owner-occupied90.6%
Vacant homes0%
Median year built1972

What the homes are

Detached house100%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$939,650as of 2026-07
Typical home value, 1 yearup 5.4%
Typical home value, 5 yearsup 36%
Typical home value, 10 yearsup 60%
Typical home value since 2000
200020132026$939,650$318,251

$318,251 in 2000 to $939,650 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.9%
Bachelor's degree or higher78.8%
High school diploma or higher98%
Works from home33.5%
Drives to work alone59.2%
Takes public transport2%
Commutes 45 minutes or more22.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.1% 10.3 pts below the national average of 33.4%
Diagnosed diabetes8.3% 3.7 pts below the national average of 12%
Currently smokes6.9% 6.3 pts below the national average of 13.2%
High blood pressure27.2% 6.9 pts below the national average of 34.1%
Fair or poor general health10.1% 10.2 pts below the national average of 20.3%
No health insurance (18–64)3.9% 7.4 pts below the national average of 11.3%
Depression16% 5.9 pts below the national average of 21.9%
No leisure-time physical activity15.4% 10 pts below the national average of 25.4%
Arthritis23.9% 1.2 pts below the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication76.9% 2.2 pts above the national average of 74.7%
Cancer (non-skin)9.5% 1.8 pts above the national average of 7.7%
Current asthma8.9% 1.5 pts below the national average of 10.4%
Coronary heart disease4.8% 1.4 pts below the national average of 6.2%
Routine check-up in past year81.2% 4.5 pts above the national average of 76.7%
Cholesterol screening92.6% 6.7 pts above the national average of 85.9%
Cognitive disability7.9% 6.9 pts below the national average of 14.8%
Colorectal screening74.5% 10.2 pts above the national average of 64.3%
COPD4% 2.6 pts below the national average of 6.6%
Visited a dentist74.9% 13.6 pts above the national average of 61.3%
Any disability18% 12.7 pts below the national average of 30.7%
Lacks emotional support17.5% 7.3 pts below the national average of 24.8%
Food insecurity6.1% 11 pts below the national average of 17.1%
Received food stamps4.4% 9.9 pts below the national average of 14.3%
Hearing disability4.6% 2.1 pts below the national average of 6.7%
High cholesterol37.1% 0.9 pts above the national average of 36.2%
Housing insecurity6.4% 7.4 pts below the national average of 13.8%
Independent living disability4.5% 3.9 pts below the national average of 8.4%
Lacks transport4% 5.2 pts below the national average of 9.2%
Loneliness27.1% 7.3 pts below the national average of 34.4%
Mammography use82.3% 6.4 pts above the national average of 75.9%
Poor mental health (14+ days)11.8% 5 pts below the national average of 16.8%
Mobility disability8.3% 5.7 pts below the national average of 14%
Poor physical health (14+ days)9.4% 4.1 pts below the national average of 13.5%
Self-care disability2.2% 1.8 pts below the national average of 4%
Utility shut-off threat3.8% 5 pts below the national average of 8.8%
Sleeps under 7 hours32.7% 3.7 pts below the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost5.5% 7.5 pts below the national average of 13%
Vision disability2.8% 2.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments18
People employed101
Annual payroll$9,008,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 15.1% of US census tracts
FEMA ratingVery Low
Expected annual loss17.5 out of 100
Community resilience68.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide87.4Relatively Low at its worst in this ZIP code
Drought87.1Relatively Low at its worst in this ZIP code
Hurricane74Relatively Low at its worst in this ZIP code
Strong wind63.2Relatively Moderate at its worst in this ZIP code
Winter weather63Relatively Moderate at its worst in this ZIP code
Wildfire54.2Very Low at its worst in this ZIP code
Earthquake48.7Relatively Low at its worst in this ZIP code
Cold wave43.6Relatively Low at its worst in this ZIP code
Lightning42.2Relatively Low at its worst in this ZIP code
Ice storm41.6Relatively Low at its worst in this ZIP code
Heat wave34.4Relatively Low at its worst in this ZIP code
River flooding31.4Relatively Low at its worst in this ZIP code
Hail25.3Very Low at its worst in this ZIP code
Tornado22.4Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$219,698$84,578$78,538
Income per person$49,520$43,289
Poverty rate0%13.7%12.4%
Median home value$778,300$403,000$303,400
Median gross rent$1,576$1,348
Homeownership90.6%54.3%65%
Bachelor's degree or higher78.8%39.6%35%
Unemployment rate3.9%6.2%5.2%
Works from home33.5%13.3%13.5%
Born outside the US14%22.6%13.9%
Median age45.139.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationYORKTOWN HTS 1W, NY US6.1 km away
Rain in a year50 in
Snow in a year40 in

Average high and low by month

January35.5°F / 16.7°F3.72 in rain, 8.8 in snow
February38.6°F / 17.9°F3.06 in rain, 12.6 in snow
March46.8°F / 25.4°F4.1 in rain, 8.2 in snow
April59.7°F / 35.9°F3.89 in rain, 1.8 in snow
May69.6°F / 45.9°F3.91 in rain
June78°F / 55.2°F5 in rain
July83°F / 60.8°F4.32 in rain
August81.1°F / 59.3°F4.28 in rain
September74.4°F / 51.9°F4.8 in rain
October62.5°F / 40.9°F4.61 in rain
November51.4°F / 31.5°F4.24 in rain, 0.5 in snow
December40.8°F / 23.3°F4.37 in rain, 7.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Somers Central School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability14more vulnerable than 14% of US census tracts
Socioeconomic status9more vulnerable than 9% of US census tracts
Household characteristics15more vulnerable than 15% of US census tracts
Racial and ethnic minority status25more vulnerable than 25% of US census tracts
Housing type and transport41more vulnerable than 41% of US census tracts
Walkability7.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

10501 Amawalk, NY1.8 km away
10587 Shenorock, NY2.3 km away
10598 Yorktown Heights, NY3.5 km away
10540 Lincolndale, NY3.6 km away
10505 Baldwin Place, NY3.6 km away
10535 Jefferson Valley, NY4.7 km away
10589 Somers, NY5.6 km away
10588 Shrub Oak, NY6.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Westchester County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area2.23 sq mi
Population density263 people per sq mi
Latitude, longitude41.3098, -73.7530

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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