Postal Codes

10038 ZIP Code

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ZIP code 10038 covers New York, New York, with a population of about 23,342 and a median household income of $115,121.

Population
23,34280,869 per square mile
Median age
34.14.6 points below the US average
Median household income
$115,1211.4× the New York median
Poverty rate
18%5.6 points above the US average
Median home value
$865,7002.1× the New York median
Median rent
$3,1402.0× the New York median
Degree or higher
61.6%26.6 points above the US average
Homeownership
28.4%36.6 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,636

Where 10038 is

New York, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,342
Median age34.1
Family households39.7%
Born outside the US27.2%
Speaks a language other than English at home38.3%
White (non-Hispanic)42.2%
Black (non-Hispanic)9.9%
Asian (non-Hispanic)29.3%
Hispanic or Latino11.8%
Veterans2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$115,121
Income per person$80,127
Poverty rate18%
Households on SNAP or cash assistance17.9%

Household income distribution

Under $10k9.0%
$10–15k6.0%
$15–20k2.1%
$20–25k3.9%
$25–30k1.9%
$30–35k1.4%
$35–40k2.0%
$40–45k1.2%
$45–50k1.9%
$50–60k4.8%
$60–75k2.7%
$75–100k8.7%
$100–125k6.9%
$125–150k8.4%
$150–200k9.4%
$200k or more29.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,990
Mean adjusted gross income$201,860
Returns declaring $200,000 or more22.4%
Returns, under $25k21.8%
Returns, $25k–$50k13.1%
Returns, $50k–$75k10.9%
Returns, $75k–$100k9.6%
Returns, $100k–$200k22.2%
Returns, $200k or more22.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$865,700
Median gross rent$3,140
Rent as a share of household income27.5%
Owner-occupied28.4%
Vacant homes15.3%
Median year built1966

What the homes are

Detached house1.3%
Attached house0.1%
2 to 4 units0.8%
5 to 19 units5.5%
20 or more units92.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical asking rent$5,082as of 2026-07
Typical asking rent, 1 yearup 6.9%
Typical asking rent, 5 yearsup 46.7%
Typical asking rent, 10 yearsup 50.8%
Typical asking rent
201520202026$5,082$3,326

$3,342 in 2015 to $5,082 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher61.6%
High school diploma or higher82.8%
Works from home22.8%
Drives to work alone4.2%
Takes public transport41.4%
Commutes 45 minutes or more10.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity15.7% 17.7 pts below the national average of 33.4%
Diagnosed diabetes8.2% 3.8 pts below the national average of 12%
Currently smokes8.3% 4.9 pts below the national average of 13.2%
High blood pressure21.8% 12.3 pts below the national average of 34.1%
Fair or poor general health15.1% 5.2 pts below the national average of 20.3%
No health insurance (18–64)6.6% 4.7 pts below the national average of 11.3%
Depression19.2% 2.7 pts below the national average of 21.9%
No leisure-time physical activity20.7% 4.7 pts below the national average of 25.4%
Arthritis15.4% 9.7 pts below the national average of 25.1%
Binge drinking23.2% 7.2 pts above the national average of 16%
Taking blood pressure medication71.1% 3.6 pts below the national average of 74.7%
Cancer (non-skin)4.7% 3 pts below the national average of 7.7%
Current asthma9.4% 1 pts below the national average of 10.4%
Coronary heart disease4.2% 2 pts below the national average of 6.2%
Routine check-up in past year76.9% same as the national average of 76.7%
Cholesterol screening86.5% 0.6 pts above the national average of 85.9%
Cognitive disability11.5% 3.3 pts below the national average of 14.8%
Colorectal screening61% 3.3 pts below the national average of 64.3%
COPD4.1% 2.5 pts below the national average of 6.6%
Visited a dentist65.9% 4.6 pts above the national average of 61.3%
Any disability22.8% 7.9 pts below the national average of 30.7%
Lacks emotional support28.9% 4.1 pts above the national average of 24.8%
Food insecurity16.4% 0.7 pts below the national average of 17.1%
Received food stamps12.8% 1.5 pts below the national average of 14.3%
Hearing disability4.2% 2.5 pts below the national average of 6.7%
High cholesterol32.3% 3.9 pts below the national average of 36.2%
Housing insecurity12.3% 1.5 pts below the national average of 13.8%
Independent living disability6.9% 1.5 pts below the national average of 8.4%
Lacks transport8.3% 0.9 pts below the national average of 9.2%
Loneliness42% 7.6 pts above the national average of 34.4%
Mammography use76.8% 0.9 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability10.4% 3.6 pts below the national average of 14%
Poor physical health (14+ days)10.3% 3.2 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat6.4% 2.4 pts below the national average of 8.8%
Sleeps under 7 hours34.1% 2.3 pts below the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost15.8% 2.8 pts above the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,636
People employed34,620
Annual payroll$3,100,289,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 36.7% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss33.3 out of 100
Community resilience56.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave85.8Relatively High at its worst in this ZIP code
Coastal flooding75.5Relatively Moderate at its worst in this ZIP code
Hurricane74.4Relatively Moderate at its worst in this ZIP code
Strong wind67.3Relatively Moderate at its worst in this ZIP code
Winter weather66.3Relatively High at its worst in this ZIP code
Earthquake63.3Relatively Moderate at its worst in this ZIP code
Cold wave61.1Relatively Moderate at its worst in this ZIP code
Hail48Relatively Low at its worst in this ZIP code
River flooding38.9Relatively Moderate at its worst in this ZIP code
Ice storm31.2Relatively Low at its worst in this ZIP code
Tornado30.7Relatively Low at its worst in this ZIP code
Lightning26.9Relatively Low at its worst in this ZIP code
Landslide21.1Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$115,121$84,578$78,538
Income per person$80,127$49,520$43,289
Poverty rate18%13.7%12.4%
Median home value$865,700$403,000$303,400
Median gross rent$3,140$1,576$1,348
Homeownership28.4%54.3%65%
Bachelor's degree or higher61.6%39.6%35%
Unemployment rate5%6.2%5.2%
Works from home22.8%13.3%13.5%
Born outside the US27.2%22.6%13.9%
Median age34.139.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNEW YORK CNTRL PK TWR, NY US8.1 km away
Rain in a year50 in
Snow in a year30 in

Average high and low by month

January39.5°F / 27.9°F3.64 in rain, 8.8 in snow
February42.2°F / 29.5°F3.19 in rain, 10.1 in snow
March49.9°F / 35.8°F4.29 in rain, 5 in snow
April61.8°F / 45.5°F4.09 in rain, 0.4 in snow
May71.4°F / 55°F3.96 in rain
June79.7°F / 64.4°F4.54 in rain
July84.9°F / 70.1°F4.6 in rain
August83.3°F / 68.9°F4.56 in rain
September76.2°F / 62.3°F4.31 in rain
October64.5°F / 51.4°F4.38 in rain, 0.1 in snow
November54°F / 42°F3.58 in rain, 0.5 in snow
December44.3°F / 33.8°F4.38 in rain, 4.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

New York City Department Of Education100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability66more vulnerable than 66% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status70more vulnerable than 70% of US census tracts
Housing type and transport97more vulnerable than 97% of US census tracts
Walkability15.3 out of 20Most walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

10278 New York, NY0.6 km away
10004 New York, NY0.6 km away
10008 New York, NY0.6 km away
10043 New York, NY0.6 km away
10075 New York, NY0.6 km away
10080 New York, NY0.6 km away
10081 New York, NY0.6 km away
10203 New York, NY0.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

New York County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.29 sq mi
Population density80,869 people per sq mi
Latitude, longitude40.7101, -74.0013

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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