Postal Codes

08876 ZIP Code

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ZIP code 08876 covers Somerville, New Jersey, with a population of about 22,902 and a median household income of $120,823.

Population
22,9021,431 per square mile
Median age
39.71 points above the US average
Median household income
$120,8231.2× the New Jersey median
Poverty rate
5.6%6.8 points below the US average
Typical home value
$613,196up 30.4% in five years
Median rent
$1,7761.1× the New Jersey median
Degree or higher
56.3%21.3 points above the US average
Homeownership
63.1%1.9 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,051

Where 08876 is

Somerville, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population22,902
Median age39.7
Family households61.7%
Born outside the US21.6%
Speaks a language other than English at home28.2%
White (non-Hispanic)61.1%
Black (non-Hispanic)8%
Asian (non-Hispanic)12.3%
Hispanic or Latino15.4%
Veterans4.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$120,823
Income per person$63,363
Poverty rate5.6%
Households on SNAP or cash assistance6%

Household income distribution

Under $10k3.0%
$10–15k1.7%
$15–20k2.4%
$20–25k0.9%
$25–30k1.9%
$30–35k3.2%
$35–40k1.8%
$40–45k2.1%
$45–50k0.7%
$50–60k3.3%
$60–75k6.3%
$75–100k14.0%
$100–125k10.9%
$125–150k8.8%
$150–200k15.4%
$200k or more23.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,750
Mean adjusted gross income$113,256
Returns declaring $200,000 or more14.7%
Returns, under $25k20.5%
Returns, $25k–$50k16.4%
Returns, $50k–$75k14.4%
Returns, $75k–$100k11.0%
Returns, $100k–$200k23.1%
Returns, $200k or more14.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$468,400
Median gross rent$1,776
Rent as a share of household income26.3%
Owner-occupied63.1%
Vacant homes1.7%
Median year built1968

What the homes are

Detached house53.7%
Attached house8.3%
2 to 4 units12.8%
5 to 19 units8.3%
20 or more units14.8%
Mobile home2.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$613,196as of 2026-07
Typical home value, 1 yearup 2%
Typical home value, 5 yearsup 30.4%
Typical home value, 10 yearsup 63.5%
Typical asking rent$2,614as of 2026-07
Typical asking rent, 1 yearup 5.2%
Typical home value since 2000
200020132026$613,196$232,083

$232,083 in 2000 to $613,196 in 2026.

Typical asking rent
202220242026$2,614$2,186

$2,186 in 2022 to $2,614 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher56.3%
High school diploma or higher94.3%
Works from home17%
Drives to work alone67.5%
Takes public transport2.5%
Commutes 45 minutes or more19.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.2% 6.2 pts below the national average of 33.4%
Diagnosed diabetes8.8% 3.2 pts below the national average of 12%
Currently smokes8.6% 4.6 pts below the national average of 13.2%
High blood pressure28.4% 5.7 pts below the national average of 34.1%
Fair or poor general health12.5% 7.8 pts below the national average of 20.3%
No health insurance (18–64)8.7% 2.6 pts below the national average of 11.3%
Depression15.5% 6.4 pts below the national average of 21.9%
No leisure-time physical activity19.4% 6 pts below the national average of 25.4%
Arthritis20.4% 4.7 pts below the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication74.7% same as the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma8.4% 2 pts below the national average of 10.4%
Coronary heart disease4.5% 1.7 pts below the national average of 6.2%
Routine check-up in past year77.4% 0.7 pts above the national average of 76.7%
Cholesterol screening89.8% 3.9 pts above the national average of 85.9%
Cognitive disability9.8% 5 pts below the national average of 14.8%
Colorectal screening66.3% 2 pts above the national average of 64.3%
COPD4% 2.6 pts below the national average of 6.6%
Visited a dentist70.9% 9.6 pts above the national average of 61.3%
Any disability19.9% 10.8 pts below the national average of 30.7%
Lacks emotional support21.9% 2.9 pts below the national average of 24.8%
Food insecurity10.1% 7 pts below the national average of 17.1%
Received food stamps5.3% 9 pts below the national average of 14.3%
Hearing disability4.7% 2 pts below the national average of 6.7%
High cholesterol37.3% 1.1 pts above the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability5.2% 3.2 pts below the national average of 8.4%
Lacks transport5.6% 3.6 pts below the national average of 9.2%
Loneliness31.5% 2.9 pts below the national average of 34.4%
Mammography use75.5% same as the national average of 75.9%
Poor mental health (14+ days)13.7% 3.1 pts below the national average of 16.8%
Mobility disability8.4% 5.6 pts below the national average of 14%
Poor physical health (14+ days)10.3% 3.2 pts below the national average of 13.5%
Self-care disability2.4% 1.6 pts below the national average of 4%
Utility shut-off threat5.2% 3.6 pts below the national average of 8.8%
Sleeps under 7 hours36.7% same as the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost6.3% 6.7 pts below the national average of 13%
Vision disability3.4% 2.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,051
People employed24,711
Annual payroll$2,194,071,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 67.5% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 9 census tracts this ZIP code covers
Expected annual loss80.7 out of 100
Community resilience89.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding87.5Relatively High at its worst in this ZIP code
Ice storm86.5Relatively High at its worst in this ZIP code
Strong wind83.7Very High at its worst in this ZIP code
Winter weather83Relatively High at its worst in this ZIP code
Drought74.9Relatively Low at its worst in this ZIP code
Hurricane73.9Relatively Low at its worst in this ZIP code
Earthquake73.2Relatively Moderate at its worst in this ZIP code
Lightning58.1Relatively Moderate at its worst in this ZIP code
Heat wave52.5Relatively Moderate at its worst in this ZIP code
Wildfire50.9Very Low at its worst in this ZIP code
Tornado48.1Relatively Low at its worst in this ZIP code
Cold wave44.4Relatively Moderate at its worst in this ZIP code
Landslide38.2Very Low at its worst in this ZIP code
Hail23.6Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$120,823$101,050$78,538
Income per person$63,363$53,118$43,289
Poverty rate5.6%9.8%12.4%
Median home value$468,400$427,600$303,400
Median gross rent$1,776$1,653$1,348
Homeownership63.1%63.7%65%
Bachelor's degree or higher56.3%42.9%35%
Unemployment rate4.8%6.2%5.2%
Works from home17%15%13.5%
Born outside the US21.6%23.5%13.9%
Median age39.740.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSOMERVILLE 4 NW, NJ US4.2 km away
Rain in a year47 in

Average high and low by month

January38.7°F / 19.4°F3.55 in rain
February41.3°F / 19.5°F2.79 in rain
March49.5°F / 27.3°F4.11 in rain
April62.1°F / 36.3°F3.96 in rain
May71.7°F / 46.2°F3.44 in rain
June80.5°F / 56.3°F4.25 in rain
July85.5°F / 61.8°F4.68 in rain
August83.4°F / 60°F3.74 in rain
September76.7°F / 53.2°F4.26 in rain
October64.4°F / 41°F4.27 in rain
November53.5°F / 31.1°F3.2 in rain
December43.3°F / 24.4°F4.42 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket71% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Branchburg Township School District62.7% of this ZIP code's land area
Somerville Borough School District12.8% of this ZIP code's land area
Hunterdon Central Regional School District12.2% of this ZIP code's land area
Readington Township School District12.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status18more vulnerable than 18% of US census tracts
Household characteristics17more vulnerable than 17% of US census tracts
Racial and ethnic minority status43more vulnerable than 43% of US census tracts
Housing type and transport36more vulnerable than 36% of US census tracts
Walkability8.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

08869 Raritan, NJ4.6 km away
08870 Readington, NJ4.8 km away
08807 Bridgewater, NJ5.1 km away
08888 Whitehouse, NJ5.7 km away
07978 Pluckemin, NJ7.3 km away
08889 Whitehouse Station, NJ7.8 km away
08821 Flagtown, NJ7.9 km away
08853 Neshanic Station, NJ7.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Somerset County86.1% of this ZIP code's land area
Hunterdon County13.9% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area16 sq mi
Water area0.19 sq mi
Population density1,431 people per sq mi
Latitude, longitude40.5880, -74.6874

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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