Postal Codes

08735 ZIP Code

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ZIP code 08735 covers Lavallette, New Jersey, with a population of about 3,435 and a median household income of $85,265.

Population
3,4351,979 per square mile
Median age
62.824.1 points above the US average
Median household income
$85,26516% below the New Jersey median
Poverty rate
3.5%8.9 points below the US average
Typical home value
$1,222,858up 45.9% in five years
Degree or higher
50.3%15.3 points above the US average
Homeownership
83.5%18.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
125

Where 08735 is

Lavallette, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,435
Median age62.8
Family households53.4%
Born outside the US5.8%
Speaks a language other than English at home5.3%
White (non-Hispanic)89.2%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.4%
Hispanic or Latino6.4%
Veterans5.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$85,265
Income per person$80,217
Poverty rate3.5%
Households on SNAP or cash assistance1.9%

Household income distribution

Under $10k3.7%
$10–15k0.9%
$15–20k3.6%
$20–25k3.4%
$25–30k5.3%
$30–35k1.7%
$35–40k8.6%
$40–45k1.8%
$45–50k6.2%
$50–60k5.1%
$60–75k8.3%
$75–100k7.9%
$100–125k5.6%
$125–150k9.8%
$150–200k7.8%
$200k or more20.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,930
Mean adjusted gross income$154,995
Returns declaring $200,000 or more17.1%
Returns, under $25k18.7%
Returns, $25k–$50k13.0%
Returns, $50k–$75k13.5%
Returns, $75k–$100k11.9%
Returns, $100k–$200k25.9%
Returns, $200k or more17.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$865,200
Owner-occupied83.5%
Vacant homes73%
Median year built1969

What the homes are

Detached house89.1%
Attached house0.8%
2 to 4 units5%
5 to 19 units3.9%
20 or more units0.9%
Mobile home0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,222,858as of 2026-07
Typical home value, 1 yearup 10.6%
Typical home value, 5 yearsup 45.9%
Typical home value, 10 yearsup 118%
Typical asking rent$2,000as of 2026-07
Typical home value since 2000
200020132026$1,222,858$247,808

$247,808 in 2000 to $1,222,858 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.6%
Bachelor's degree or higher50.3%
High school diploma or higher97%
Works from home20.5%
Drives to work alone72.4%
Takes public transport1.5%
Commutes 45 minutes or more36.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity26% 7.4 pts below the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes9.1% 4.1 pts below the national average of 13.2%
High blood pressure40.8% 6.7 pts above the national average of 34.1%
Fair or poor general health14.6% 5.7 pts below the national average of 20.3%
No health insurance (18–64)5.5% 5.8 pts below the national average of 11.3%
Depression13.7% 8.2 pts below the national average of 21.9%
No leisure-time physical activity22.3% 3.1 pts below the national average of 25.4%
Arthritis37% 11.9 pts above the national average of 25.1%
Binge drinking11.4% 4.6 pts below the national average of 16%
Taking blood pressure medication86.1% 11.4 pts above the national average of 74.7%
Cancer (non-skin)15% 7.3 pts above the national average of 7.7%
Current asthma8.5% 1.9 pts below the national average of 10.4%
Coronary heart disease8.7% 2.5 pts above the national average of 6.2%
Routine check-up in past year83.9% 7.2 pts above the national average of 76.7%
Cholesterol screening94.1% 8.2 pts above the national average of 85.9%
Cognitive disability8.4% 6.4 pts below the national average of 14.8%
Colorectal screening74% 9.7 pts above the national average of 64.3%
COPD6.8% same as the national average of 6.6%
Visited a dentist75.4% 14.1 pts above the national average of 61.3%
Any disability26.6% 4.1 pts below the national average of 30.7%
Lacks emotional support17.6% 7.2 pts below the national average of 24.8%
Food insecurity6.2% 10.9 pts below the national average of 17.1%
Received food stamps3.5% 10.8 pts below the national average of 14.3%
Hearing disability9.1% 2.4 pts above the national average of 6.7%
High cholesterol49.5% 13.3 pts above the national average of 36.2%
Housing insecurity5% 8.8 pts below the national average of 13.8%
Independent living disability6% 2.4 pts below the national average of 8.4%
Lacks transport3.9% 5.3 pts below the national average of 9.2%
Loneliness25.2% 9.2 pts below the national average of 34.4%
Mammography use77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)10.9% 5.9 pts below the national average of 16.8%
Mobility disability13.5% 0.5 pts below the national average of 14%
Poor physical health (14+ days)13.1% same as the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Utility shut-off threat3.2% 5.6 pts below the national average of 8.8%
Sleeps under 7 hours29.9% 6.5 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost8.1% 4.9 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments125
People employed571
Annual payroll$35,563,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 76.4% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss75.1 out of 100
Community resilience84.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding98.7Relatively High at its worst in this ZIP code
Strong wind98.3Very High at its worst in this ZIP code
River flooding87.5Relatively High at its worst in this ZIP code
Hurricane77.4Relatively Moderate at its worst in this ZIP code
Winter weather70.9Relatively Moderate at its worst in this ZIP code
Landslide50.5Very Low at its worst in this ZIP code
Ice storm49.9Relatively Low at its worst in this ZIP code
Earthquake40.7Relatively Low at its worst in this ZIP code
Lightning38.5Relatively Low at its worst in this ZIP code
Cold wave29.2Relatively Low at its worst in this ZIP code
Hail21.9Very Low at its worst in this ZIP code
Tornado16.1Very Low at its worst in this ZIP code
Heat wave5.3Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$85,265$101,050$78,538
Income per person$80,217$53,118$43,289
Poverty rate3.5%9.8%12.4%
Median home value$865,200$427,600$303,400
Median gross rent$1,653$1,348
Homeownership83.5%63.7%65%
Bachelor's degree or higher50.3%42.9%35%
Unemployment rate3.6%6.2%5.2%
Works from home20.5%15%13.5%
Born outside the US5.8%23.5%13.9%
Median age62.840.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTOMS RIVER, NJ US12.8 km away
Rain in a year52 in

Average high and low by month

January41.6°F / 21.7°F4.43 in rain
February44.5°F / 21.9°F3.19 in rain
March51°F / 28.3°F4.86 in rain
April61.7°F / 38.4°F3.78 in rain
May71.3°F / 48.9°F3.58 in rain
June79.8°F / 58°F3.92 in rain
July85.5°F / 64.2°F4.49 in rain
August83.7°F / 62.2°F5.02 in rain
September77.4°F / 53.4°F4.68 in rain
October66.7°F / 41.7°F4.54 in rain
November55.9°F / 32.4°F3.74 in rain
December46.8°F / 26.6°F5.81 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Toms River Regional School District53% of this ZIP code's land area
Lavallette Borough School District47% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability17more vulnerable than 17% of US census tracts
Socioeconomic status25more vulnerable than 25% of US census tracts
Household characteristics36more vulnerable than 36% of US census tracts
Racial and ethnic minority status18more vulnerable than 18% of US census tracts
Housing type and transport21more vulnerable than 21% of US census tracts
Walkability8.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

08739 Normandy Beach, NJ2.9 km away
08751 Seaside Heights, NJ3.5 km away
08738 Mantoloking, NJ5.5 km away
08752 Seaside Park, NJ6.2 km away
08753 Toms River, NJ7.3 km away
08759 Manchester Township, NJ7.5 km away
08732 Island Heights, NJ7.5 km away
08723 Brick, NJ7.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ocean County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area1.74 sq mi
Water area4.79 sq mi
Population density1,979 people per sq mi
Latitude, longitude39.9775, -74.0704

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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