Postal Codes

08312 ZIP Code

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ZIP code 08312 covers Clayton, New Jersey, with a population of about 8,395 and a median household income of $88,448.

Population
8,3951,524 per square mile
Median age
40.92.2 points above the US average
Median household income
$88,44812% below the New Jersey median
Poverty rate
7.4%5 points below the US average
Typical home value
$341,964up 47.4% in five years
Median rent
$1,20427% below the New Jersey median
Degree or higher
21.7%13.3 points below the US average
Homeownership
73.3%8.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
91

Where 08312 is

Clayton, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,395
Median age40.9
Family households73.3%
Born outside the US3.7%
Speaks a language other than English at home11.9%
White (non-Hispanic)65.3%
Black (non-Hispanic)21.3%
Asian (non-Hispanic)0.3%
Hispanic or Latino9.5%
Veterans10.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$88,448
Income per person$39,235
Poverty rate7.4%
Households on SNAP or cash assistance11.8%

Household income distribution

Under $10k7.1%
$10–15k2.7%
$15–20k2.9%
$20–25k3.3%
$25–30k1.1%
$30–35k2.0%
$35–40k0.0%
$40–45k3.9%
$45–50k2.2%
$50–60k6.0%
$60–75k14.7%
$75–100k8.5%
$100–125k14.6%
$125–150k12.9%
$150–200k9.1%
$200k or more9.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,060
Mean adjusted gross income$65,467
Returns declaring $200,000 or more2.7%
Returns, under $25k24.9%
Returns, $25k–$50k24.6%
Returns, $50k–$75k18.0%
Returns, $75k–$100k11.1%
Returns, $100k–$200k18.7%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$248,000
Median gross rent$1,204
Rent as a share of household income26.5%
Owner-occupied73.3%
Vacant homes9.5%
Median year built1974

What the homes are

Detached house77.3%
Attached house1.5%
2 to 4 units4.8%
5 to 19 units8.4%
20 or more units7.8%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$341,964as of 2026-07
Typical home value, 1 yearup 1.1%
Typical home value, 5 yearsup 47.4%
Typical home value, 10 yearsup 102.5%
Typical home value since 2000
200020132026$341,964$116,350

$119,334 in 2000 to $341,964 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7%
Bachelor's degree or higher21.7%
High school diploma or higher92.7%
Works from home7.6%
Drives to work alone80.9%
Takes public transport3.2%
Commutes 45 minutes or more25.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.4% same as the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes13.4% same as the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health17.1% 3.2 pts below the national average of 20.3%
No health insurance (18–64)9.3% 2 pts below the national average of 11.3%
Depression18.8% 3.1 pts below the national average of 21.9%
No leisure-time physical activity25.5% same as the national average of 25.4%
Arthritis25.7% 0.6 pts above the national average of 25.1%
Binge drinking15.9% same as the national average of 16%
Taking blood pressure medication77.7% 3 pts above the national average of 74.7%
Cancer (non-skin)7.9% same as the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year77.8% 1.1 pts above the national average of 76.7%
Cholesterol screening88.8% 2.9 pts above the national average of 85.9%
Cognitive disability13% 1.8 pts below the national average of 14.8%
Colorectal screening66.7% 2.4 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist65% 3.7 pts above the national average of 61.3%
Any disability27.1% 3.6 pts below the national average of 30.7%
Lacks emotional support25.1% same as the national average of 24.8%
Food insecurity13.9% 3.2 pts below the national average of 17.1%
Received food stamps8.4% 5.9 pts below the national average of 14.3%
Hearing disability5.7% 1 pts below the national average of 6.7%
High cholesterol39.7% 3.5 pts above the national average of 36.2%
Housing insecurity12.9% 0.9 pts below the national average of 13.8%
Independent living disability7.3% 1.1 pts below the national average of 8.4%
Lacks transport7.5% 1.7 pts below the national average of 9.2%
Loneliness34.4% same as the national average of 34.4%
Mammography use74% 1.9 pts below the national average of 75.9%
Poor mental health (14+ days)17.3% 0.5 pts above the national average of 16.8%
Mobility disability11.9% 2.1 pts below the national average of 14%
Poor physical health (14+ days)13.1% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat7.3% 1.5 pts below the national average of 8.8%
Sleeps under 7 hours42.3% 5.9 pts above the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost10.5% 2.5 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments91
People employed918
Annual payroll$47,038,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 18.8% of US census tracts
FEMA ratingVery Low to Relatively Low across the 2 census tracts this ZIP code covers
Expected annual loss21.9 out of 100
Community resilience78 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather88.4Relatively High at its worst in this ZIP code
Drought83.8Relatively Low at its worst in this ZIP code
Strong wind78.8Relatively Moderate at its worst in this ZIP code
Wildfire77.2Relatively Low at its worst in this ZIP code
Heat wave71.9Relatively Moderate at its worst in this ZIP code
Ice storm69.3Relatively Moderate at its worst in this ZIP code
Hurricane65.5Relatively Low at its worst in this ZIP code
Earthquake62.2Relatively Low at its worst in this ZIP code
Lightning54.6Relatively Moderate at its worst in this ZIP code
Cold wave51.3Relatively Moderate at its worst in this ZIP code
Tornado39.1Relatively Low at its worst in this ZIP code
Landslide34.1Very Low at its worst in this ZIP code
River flooding25Relatively Low at its worst in this ZIP code
Hail22.3Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$88,448$101,050$78,538
Income per person$39,235$53,118$43,289
Poverty rate7.4%9.8%12.4%
Median home value$248,000$427,600$303,400
Median gross rent$1,204$1,653$1,348
Homeownership73.3%63.7%65%
Bachelor's degree or higher21.7%42.9%35%
Unemployment rate7%6.2%5.2%
Works from home7.6%15%13.5%
Born outside the US3.7%23.5%13.9%
Median age40.940.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGLASSBORO 2 NE, NJ US8.5 km away

Average high and low by month

January41.3°F / 25.1°F
February44.2°F / 26.1°F
March52°F / 33.1°F
April63.6°F / 41.4°F
May72.5°F / 52.1°F
June82°F / 61.8°F
July86.8°F / 67.2°F
August84.6°F / 65.7°F
September78.7°F / 59.6°F
October66.8°F / 45.8°F
November55.1°F / 36.6°F
December46°F / 29.9°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Clayton Borough School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability48more vulnerable than 48% of US census tracts
Socioeconomic status36more vulnerable than 36% of US census tracts
Household characteristics88more vulnerable than 88% of US census tracts
Racial and ethnic minority status50more vulnerable than 50% of US census tracts
Housing type and transport30more vulnerable than 30% of US census tracts
Walkability11.6 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

08343 Monroeville, NJ5.6 km away
08028 Glassboro, NJ5.7 km away
08322 Franklinville, NJ6.6 km away
08025 Ewan, NJ7.5 km away
08071 Pitman, NJ8.6 km away
08074 Richwood, NJ9.3 km away
08328 Malaga, NJ9.8 km away
08080 Sewell, NJ9.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Gloucester County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.51 sq mi
Water area0.11 sq mi
Population density1,524 people per sq mi
Latitude, longitude39.6590, -75.0942

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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