Postal Codes

08242 ZIP Code

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ZIP code 08242 covers Rio Grande, New Jersey, with a population of about 4,021 and a median household income of $97,831.

Population
4,021845 per square mile
Median age
51.412.7 points above the US average
Median household income
$97,831about the New Jersey median
Poverty rate
8.8%3.6 points below the US average
Typical home value
$431,415up 37.3% in five years
Degree or higher
30.5%4.5 points below the US average
Homeownership
78.9%13.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
199

Where 08242 is

Rio Grande, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,021
Median age51.4
Family households65.7%
Born outside the US6.5%
Speaks a language other than English at home15%
White (non-Hispanic)69.2%
Black (non-Hispanic)6.5%
Asian (non-Hispanic)0.6%
Hispanic or Latino16.7%
Veterans11.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$97,831
Income per person$48,707
Poverty rate8.8%
Households on SNAP or cash assistance13.3%

Household income distribution

Under $10k5.7%
$10–15k4.9%
$15–20k1.4%
$20–25k2.9%
$25–30k2.9%
$30–35k3.0%
$35–40k3.7%
$40–45k1.7%
$45–50k4.8%
$50–60k3.5%
$60–75k5.0%
$75–100k19.1%
$100–125k12.4%
$125–150k11.5%
$150–200k3.7%
$200k or more13.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,200
Mean adjusted gross income$52,767
Returns declaring $200,000 or more1.8%
Returns, under $25k33.6%
Returns, $25k–$50k29.5%
Returns, $50k–$75k15.0%
Returns, $75k–$100k9.1%
Returns, $100k–$200k10.9%
Returns, $200k or more1.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$306,200
Rent as a share of household income28.5%
Owner-occupied78.9%
Vacant homes11.1%
Median year built1989

What the homes are

Detached house56%
Attached house18.4%
5 to 19 units3.8%
20 or more units1.1%
Mobile home20.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$431,415as of 2026-07
Typical home value, 1 yearup 4.3%
Typical home value, 5 yearsup 37.3%
Typical home value, 10 yearsup 99.2%
Typical home value since 2000
200020132026$431,415$98,152

$98,152 in 2000 to $431,415 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.3%
Bachelor's degree or higher30.5%
High school diploma or higher92.5%
Works from home14%
Drives to work alone69.3%
Takes public transport0.3%
Commutes 45 minutes or more1.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.8% 2.4 pts above the national average of 33.4%
Diagnosed diabetes12.4% same as the national average of 12%
Currently smokes13.9% 0.7 pts above the national average of 13.2%
High blood pressure38.7% 4.6 pts above the national average of 34.1%
Fair or poor general health19.4% 0.9 pts below the national average of 20.3%
No health insurance (18–64)11.2% same as the national average of 11.3%
Depression18% 3.9 pts below the national average of 21.9%
No leisure-time physical activity25.7% same as the national average of 25.4%
Arthritis29% 3.9 pts above the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication81.1% 6.4 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma9.8% 0.6 pts below the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year79.8% 3.1 pts above the national average of 76.7%
Cholesterol screening89.9% 4 pts above the national average of 85.9%
Cognitive disability12.7% 2.1 pts below the national average of 14.8%
Colorectal screening67.7% 3.4 pts above the national average of 64.3%
COPD7.6% 1 pts above the national average of 6.6%
Visited a dentist63.8% 2.5 pts above the national average of 61.3%
Any disability29% 1.7 pts below the national average of 30.7%
Lacks emotional support23% 1.8 pts below the national average of 24.8%
Food insecurity13.8% 3.3 pts below the national average of 17.1%
Received food stamps8.7% 5.6 pts below the national average of 14.3%
Hearing disability7.6% 0.9 pts above the national average of 6.7%
High cholesterol45% 8.8 pts above the national average of 36.2%
Housing insecurity11.5% 2.3 pts below the national average of 13.8%
Independent living disability7.8% 0.6 pts below the national average of 8.4%
Lacks transport7.2% 2 pts below the national average of 9.2%
Loneliness29.1% 5.3 pts below the national average of 34.4%
Mammography use71.2% 4.7 pts below the national average of 75.9%
Poor mental health (14+ days)15.6% 1.2 pts below the national average of 16.8%
Mobility disability14.6% 0.6 pts above the national average of 14%
Poor physical health (14+ days)14.7% 1.2 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Utility shut-off threat6.8% 2 pts below the national average of 8.8%
Sleeps under 7 hours32.9% 3.5 pts below the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost11.6% 1.4 pts below the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments199
People employed2,478
Annual payroll$87,741,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 79.3% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss79.1 out of 100
Community resilience98.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind97.3Very High at its worst in this ZIP code
Coastal flooding96.3Relatively High at its worst in this ZIP code
Heat wave95.6Very High at its worst in this ZIP code
Winter weather93.4Very High at its worst in this ZIP code
Hurricane90.8Relatively High at its worst in this ZIP code
Drought86.9Relatively Low at its worst in this ZIP code
Lightning84.9Relatively High at its worst in this ZIP code
Wildfire84.6Relatively Moderate at its worst in this ZIP code
River flooding76Relatively High at its worst in this ZIP code
Earthquake62.6Relatively Low at its worst in this ZIP code
Cold wave60.8Relatively Moderate at its worst in this ZIP code
Ice storm45.9Relatively Low at its worst in this ZIP code
Tornado44.4Relatively Low at its worst in this ZIP code
Landslide29.5Very Low at its worst in this ZIP code
Hail12.1Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$97,831$101,050$78,538
Income per person$48,707$53,118$43,289
Poverty rate8.8%9.8%12.4%
Median home value$306,200$427,600$303,400
Median gross rent$1,653$1,348
Homeownership78.9%63.7%65%
Bachelor's degree or higher30.5%42.9%35%
Unemployment rate10.3%6.2%5.2%
Works from home14%15%13.5%
Born outside the US6.5%23.5%13.9%
Median age51.440.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCAPE MAY 2 NW, NJ US9 km away
Rain in a year44 in
Snow in a year15 in

Average high and low by month

January43.3°F / 28.5°F3.22 in rain, 4.5 in snow
February45.2°F / 29.4°F2.97 in rain, 5.7 in snow
March51.7°F / 35.4°F4.1 in rain, 2.5 in snow
April61.8°F / 44.1°F3.34 in rain, 0.1 in snow
May71.1°F / 53.5°F3.55 in rain
June80.1°F / 63°F3.53 in rain
July85.5°F / 68.3°F3.88 in rain
August84.3°F / 67.2°F4.01 in rain
September78.6°F / 61.7°F3.76 in rain
October67.9°F / 50.7°F4.17 in rain
November56.9°F / 40.6°F3.29 in rain
December48.1°F / 33°F4.02 in rain, 2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket29% of this ZIP code's area
Far from a supermarket29% of this ZIP code's area
No vehicle and far from a supermarket7% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Middle Township School District48.3% of this ZIP code's land area
Lower Cape May Regional School District25.9% of this ZIP code's land area
Lower Township School District25.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability64more vulnerable than 64% of US census tracts
Socioeconomic status74more vulnerable than 74% of US census tracts
Household characteristics76more vulnerable than 76% of US census tracts
Racial and ethnic minority status45more vulnerable than 45% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability11.3 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

08252 Whitesboro, NJ2.8 km away
08219 Green Creek, NJ3.7 km away
08260 Wildwood, NJ4.3 km away
08251 Villas, NJ5.2 km away
08204 Cape May, NJ6.7 km away
08245 South Dennis, NJ9.2 km away
08247 Stone Harbor, NJ10.5 km away
08212 Cape May Point, NJ12 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cape May County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area4.76 sq mi
Water area0.05 sq mi
Population density845 people per sq mi
Latitude, longitude39.0196, -74.8756

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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