Postal Codes

08004 ZIP Code

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ZIP code 08004 covers Atco, New Jersey, with a population of about 10,946 and a median household income of $107,041.

Population
10,946425 per square mile
Median age
45.46.7 points above the US average
Median household income
$107,0411.1× the New Jersey median
Poverty rate
8.7%3.7 points below the US average
Typical home value
$365,857up 43.2% in five years
Degree or higher
28.2%6.8 points below the US average
Homeownership
83%18 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
181

Where 08004 is

Atco, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population10,946
Median age45.4
Family households72.5%
Born outside the US1.9%
Speaks a language other than English at home6.5%
White (non-Hispanic)74.8%
Black (non-Hispanic)10.9%
Asian (non-Hispanic)0.7%
Hispanic or Latino9.4%
Veterans6.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$107,041
Income per person$46,718
Poverty rate8.7%
Households on SNAP or cash assistance9.5%

Household income distribution

Under $10k3.3%
$10–15k1.6%
$15–20k2.9%
$20–25k2.2%
$25–30k2.4%
$30–35k7.3%
$35–40k0.0%
$40–45k2.0%
$45–50k2.2%
$50–60k4.5%
$60–75k3.3%
$75–100k12.8%
$100–125k15.7%
$125–150k10.4%
$150–200k13.3%
$200k or more16.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,060
Mean adjusted gross income$73,121
Returns declaring $200,000 or more3.3%
Returns, under $25k23.1%
Returns, $25k–$50k21.6%
Returns, $50k–$75k16.8%
Returns, $75k–$100k13.5%
Returns, $100k–$200k21.6%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$255,500
Rent as a share of household income37.1%
Owner-occupied83%
Vacant homes3.7%
Median year built1978

What the homes are

Detached house81.4%
Attached house8.5%
2 to 4 units7.1%
5 to 19 units0.1%
20 or more units2.2%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$365,857as of 2026-07
Typical home value, 1 yearup 4.5%
Typical home value, 5 yearsup 43.2%
Typical home value, 10 yearsup 103.5%
Typical home value since 2000
200020132026$365,857$108,312

$108,312 in 2000 to $365,857 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher28.2%
High school diploma or higher90.8%
Works from home7.4%
Drives to work alone82.8%
Takes public transport2.4%
Commutes 45 minutes or more23.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.8% 4.6 pts below the national average of 33.4%
Diagnosed diabetes10.6% 1.4 pts below the national average of 12%
Currently smokes13.8% 0.6 pts above the national average of 13.2%
High blood pressure33.7% same as the national average of 34.1%
Fair or poor general health17.1% 3.2 pts below the national average of 20.3%
No health insurance (18–64)9% 2.3 pts below the national average of 11.3%
Depression19.1% 2.8 pts below the national average of 21.9%
No leisure-time physical activity24.5% 0.9 pts below the national average of 25.4%
Arthritis25.8% 0.7 pts above the national average of 25.1%
Binge drinking17.6% 1.6 pts above the national average of 16%
Taking blood pressure medication77.2% 2.5 pts above the national average of 74.7%
Cancer (non-skin)8.5% 0.8 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease6.1% same as the national average of 6.2%
Routine check-up in past year77.6% 0.9 pts above the national average of 76.7%
Cholesterol screening88.7% 2.8 pts above the national average of 85.9%
Cognitive disability13.2% 1.6 pts below the national average of 14.8%
Colorectal screening65.5% 1.2 pts above the national average of 64.3%
COPD6.2% same as the national average of 6.6%
Visited a dentist62.2% 0.9 pts above the national average of 61.3%
Any disability28% 2.7 pts below the national average of 30.7%
Lacks emotional support23.1% 1.7 pts below the national average of 24.8%
Food insecurity13.1% 4 pts below the national average of 17.1%
Received food stamps8.5% 5.8 pts below the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol39% 2.8 pts above the national average of 36.2%
Housing insecurity11.4% 2.4 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness33.1% 1.3 pts below the national average of 34.4%
Mammography use76.5% 0.6 pts above the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability12.2% 1.8 pts below the national average of 14%
Poor physical health (14+ days)13.5% same as the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat6.7% 2.1 pts below the national average of 8.8%
Sleeps under 7 hours38.6% 2.2 pts above the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost10.7% 2.3 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments181
People employed1,835
Annual payroll$70,305,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 9.5% of US census tracts
FEMA ratingVery Low to Relatively Low across the 4 census tracts this ZIP code covers
Expected annual loss13.6 out of 100
Community resilience56.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought92Relatively Moderate at its worst in this ZIP code
Wildfire90.2Relatively Moderate at its worst in this ZIP code
Winter weather74.2Relatively High at its worst in this ZIP code
Hurricane67.8Relatively Low at its worst in this ZIP code
Landslide51.4Very Low at its worst in this ZIP code
Hail46.4Relatively Low at its worst in this ZIP code
Earthquake45.5Relatively Low at its worst in this ZIP code
Heat wave42.9Relatively Moderate at its worst in this ZIP code
Cold wave37.6Relatively Moderate at its worst in this ZIP code
Lightning37.3Relatively Moderate at its worst in this ZIP code
Ice storm34Relatively Moderate at its worst in this ZIP code
Strong wind33.4Relatively Moderate at its worst in this ZIP code
Tornado27.6Relatively Low at its worst in this ZIP code
River flooding10.7Relatively Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$107,041$101,050$78,538
Income per person$46,718$53,118$43,289
Poverty rate8.7%9.8%12.4%
Median home value$255,500$427,600$303,400
Median gross rent$1,653$1,348
Homeownership83%63.7%65%
Bachelor's degree or higher28.2%42.9%35%
Unemployment rate6.1%6.2%5.2%
Works from home7.4%15%13.5%
Born outside the US1.9%23.5%13.9%
Median age45.440.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINDIAN MILLS 2 W, NJ US8.5 km away
Rain in a year50 in
Snow in a year24 in

Average high and low by month

January42°F / 23.5°F3.68 in rain, 6 in snow
February45°F / 24.4°F3.01 in rain, 8.9 in snow
March52.9°F / 30.9°F4.5 in rain, 3.9 in snow
April65.2°F / 40.2°F3.66 in rain, 0.5 in snow
May74.3°F / 49.9°F3.76 in rain
June82.2°F / 58.7°F4.35 in rain
July86.7°F / 64.4°F5.22 in rain
August84.8°F / 62.4°F5.34 in rain
September78.3°F / 55.4°F4.44 in rain
October67.4°F / 44°F4.35 in rain
November56.3°F / 34.3°F3.46 in rain, 0.3 in snow
December46.6°F / 27.8°F4.58 in rain, 3.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket43% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Waterford Township School District90.2% of this ZIP code's land area
Winslow Township School District9.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability14more vulnerable than 14% of US census tracts
Socioeconomic status33more vulnerable than 33% of US census tracts
Household characteristics17more vulnerable than 17% of US census tracts
Racial and ethnic minority status13more vulnerable than 13% of US census tracts
Housing type and transport13more vulnerable than 13% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

08089 Waterford Works, NJ4.3 km away
08018 Cedar Brook, NJ5.8 km away
08009 Berlin, NJ5.9 km away
08091 West Berlin, NJ7.1 km away
08081 Sicklerville, NJ10.6 km away
08096 Deptford, NJ11.1 km away
08095 Winslow, NJ11.7 km away
08055 Medford, NJ12.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Camden County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area25.76 sq mi
Water area0.17 sq mi
Population density425 people per sq mi
Latitude, longitude39.7600, -74.8665

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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