Postal Codes

07885 ZIP Code

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ZIP code 07885 covers Wharton, New Jersey, with a population of about 11,864 and a median household income of $100,903.

Population
11,864808 per square mile
Median age
40.21.5 points above the US average
Median household income
$100,903about the New Jersey median
Poverty rate
13.4%1 points above the US average
Typical home value
$510,086up 33.9% in five years
Median rent
$1,9611.2× the New Jersey median
Degree or higher
38.4%3.4 points above the US average
Homeownership
62.3%2.7 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
237

Where 07885 is

Wharton, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,864
Median age40.2
Family households63.5%
Born outside the US19.1%
Speaks a language other than English at home35.3%
White (non-Hispanic)58.5%
Black (non-Hispanic)1.4%
Asian (non-Hispanic)0.9%
Hispanic or Latino34.7%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$100,903
Income per person$50,663
Poverty rate13.4%
Households on SNAP or cash assistance6.7%

Household income distribution

Under $10k5.3%
$10–15k0.7%
$15–20k2.7%
$20–25k5.5%
$25–30k0.0%
$30–35k1.0%
$35–40k1.1%
$40–45k3.9%
$45–50k1.6%
$50–60k7.3%
$60–75k8.3%
$75–100k12.6%
$100–125k8.0%
$125–150k13.3%
$150–200k16.6%
$200k or more12.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,110
Mean adjusted gross income$77,905
Returns declaring $200,000 or more5.6%
Returns, under $25k23.8%
Returns, $25k–$50k21.7%
Returns, $50k–$75k16.9%
Returns, $75k–$100k12.0%
Returns, $100k–$200k20.1%
Returns, $200k or more5.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$345,200
Median gross rent$1,961
Rent as a share of household income28%
Owner-occupied62.3%
Vacant homes3.8%
Median year built1970

What the homes are

Detached house52.4%
Attached house11.7%
2 to 4 units7.7%
5 to 19 units14.8%
20 or more units13.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$510,086as of 2026-07
Typical home value, 1 yearup 0.8%
Typical home value, 5 yearsup 33.9%
Typical home value, 10 yearsup 78%
Typical home value since 2000
200020132026$510,086$170,105

$170,105 in 2000 to $510,086 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.1%
Bachelor's degree or higher38.4%
High school diploma or higher93.1%
Works from home13.5%
Drives to work alone70.9%
Takes public transport1.6%
Commutes 45 minutes or more24.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity26.9% 6.5 pts below the national average of 33.4%
Diagnosed diabetes10.5% 1.5 pts below the national average of 12%
Currently smokes10.9% 2.3 pts below the national average of 13.2%
High blood pressure32.1% 2 pts below the national average of 34.1%
Fair or poor general health17.2% 3.1 pts below the national average of 20.3%
No health insurance (18–64)14% 2.7 pts above the national average of 11.3%
Depression15.5% 6.4 pts below the national average of 21.9%
No leisure-time physical activity24.7% 0.7 pts below the national average of 25.4%
Arthritis21.8% 3.3 pts below the national average of 25.1%
Binge drinking17.5% 1.5 pts above the national average of 16%
Taking blood pressure medication76% 1.3 pts above the national average of 74.7%
Cancer (non-skin)7.7% same as the national average of 7.7%
Current asthma8.7% 1.7 pts below the national average of 10.4%
Coronary heart disease5.5% 0.7 pts below the national average of 6.2%
Routine check-up in past year77% same as the national average of 76.7%
Cholesterol screening88.8% 2.9 pts above the national average of 85.9%
Cognitive disability12.1% 2.7 pts below the national average of 14.8%
Colorectal screening64.1% same as the national average of 64.3%
COPD5% 1.6 pts below the national average of 6.6%
Visited a dentist67.6% 6.3 pts above the national average of 61.3%
Any disability24.9% 5.8 pts below the national average of 30.7%
Lacks emotional support23.6% 1.2 pts below the national average of 24.8%
Food insecurity14.4% 2.7 pts below the national average of 17.1%
Received food stamps8.4% 5.9 pts below the national average of 14.3%
Hearing disability5.8% 0.9 pts below the national average of 6.7%
High cholesterol39.6% 3.4 pts above the national average of 36.2%
Housing insecurity12.6% 1.2 pts below the national average of 13.8%
Independent living disability6.6% 1.8 pts below the national average of 8.4%
Lacks transport7.7% 1.5 pts below the national average of 9.2%
Loneliness32.9% 1.5 pts below the national average of 34.4%
Mammography use73.7% 2.2 pts below the national average of 75.9%
Poor mental health (14+ days)14.8% 2 pts below the national average of 16.8%
Mobility disability11.1% 2.9 pts below the national average of 14%
Poor physical health (14+ days)12.4% 1.1 pts below the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat7.3% 1.5 pts below the national average of 8.8%
Sleeps under 7 hours35.6% 0.8 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost9.8% 3.2 pts below the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments237
People employed3,399
Annual payroll$191,321,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 40.6% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss57.6 out of 100
Community resilience82.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather83.4Relatively High at its worst in this ZIP code
Landslide82.5Relatively Low at its worst in this ZIP code
Strong wind77Relatively High at its worst in this ZIP code
Cold wave70Relatively High at its worst in this ZIP code
Hurricane68.9Relatively Low at its worst in this ZIP code
River flooding62.1Relatively High at its worst in this ZIP code
Lightning58.9Relatively Moderate at its worst in this ZIP code
Earthquake58.3Relatively Low at its worst in this ZIP code
Heat wave46.5Relatively Moderate at its worst in this ZIP code
Tornado45.4Relatively Low at its worst in this ZIP code
Wildfire43.2Very Low at its worst in this ZIP code
Drought29.4Relatively Low at its worst in this ZIP code
Hail21Very Low at its worst in this ZIP code
Ice storm20.6Very Low at its worst in this ZIP code
Avalanche6.8Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$100,903$101,050$78,538
Income per person$50,663$53,118$43,289
Poverty rate13.4%9.8%12.4%
Median home value$345,200$427,600$303,400
Median gross rent$1,961$1,653$1,348
Homeownership62.3%63.7%65%
Bachelor's degree or higher38.4%42.9%35%
Unemployment rate4.1%6.2%5.2%
Works from home13.5%15%13.5%
Born outside the US19.1%23.5%13.9%
Median age40.240.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBOONTON 1 SE, NJ US16.1 km away
Rain in a year49 in

Average high and low by month

January37.6°F / 20.6°F3.73 in rain
February40°F / 21.8°F2.79 in rain
March48.4°F / 28.7°F4.16 in rain
April61.1°F / 39.1°F3.63 in rain
May71°F / 49.3°F3.95 in rain
June80.7°F / 58.8°F4.91 in rain
July85.4°F / 64°F4.7 in rain
August83.6°F / 62.1°F3.67 in rain
September76.5°F / 54.4°F4.68 in rain
October64.1°F / 42.4°F4.54 in rain
November52.6°F / 33.1°F4.06 in rain
December42.4°F / 26.2°F4.36 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket45% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Jefferson Township School District31.1% of this ZIP code's land area
Morris Hills Regional School District29.4% of this ZIP code's land area
Rockaway Township School District19.4% of this ZIP code's land area
Roxbury Township School District10.2% of this ZIP code's land area
Wharton Borough School District10% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability28more vulnerable than 28% of US census tracts
Socioeconomic status23more vulnerable than 23% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status44more vulnerable than 44% of US census tracts
Housing type and transport31more vulnerable than 31% of US census tracts
Walkability9.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

07801 Dover, NJ3.4 km away
07803 Mine Hill, NJ4.1 km away
07856 Mount Arlington, NJ4.5 km away
07847 Kenvil, NJ4.6 km away
07849 Lake Hopatcong, NJ4.7 km away
07802 Dover, NJ5.2 km away
07806 Picatinny Arsenal, NJ5.2 km away
07962 Morristown, NJ5.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Morris County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area14.68 sq mi
Water area0.68 sq mi
Population density808 people per sq mi
Latitude, longitude40.9139, -74.5863

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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