Postal Codes

07760 ZIP Code

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ZIP code 07760 covers Rumson, New Jersey, with a population of about 9,557 and a median household income of $217,545.

Population
9,5571,129 per square mile
Median age
46.57.8 points above the US average
Median household income
$217,5452.2× the New Jersey median
Poverty rate
4.1%8.3 points below the US average
Typical home value
$1,893,311up 46% in five years
Median rent
$2,1081.3× the New Jersey median
Degree or higher
75.4%40.4 points above the US average
Homeownership
88.3%23.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
247

Where 07760 is

Rumson, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population9,557
Median age46.5
Family households68%
Born outside the US5.1%
Speaks a language other than English at home5.8%
White (non-Hispanic)93.8%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0.6%
Hispanic or Latino3.4%
Veterans4.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$217,545
Income per person$130,857
Poverty rate4.1%
Households on SNAP or cash assistance2.7%

Household income distribution

Under $10k0.9%
$10–15k0.7%
$15–20k1.3%
$20–25k1.0%
$25–30k0.0%
$30–35k3.2%
$35–40k1.6%
$40–45k1.3%
$45–50k0.4%
$50–60k2.8%
$60–75k3.8%
$75–100k7.6%
$100–125k6.5%
$125–150k5.6%
$150–200k9.7%
$200k or more53.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,820
Mean adjusted gross income$569,281
Returns declaring $200,000 or more40.5%
Returns, under $25k19.9%
Returns, $25k–$50k8.9%
Returns, $50k–$75k8.1%
Returns, $75k–$100k6.4%
Returns, $100k–$200k16.2%
Returns, $200k or more40.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$1,275,000
Median gross rent$2,108
Rent as a share of household income26.9%
Owner-occupied88.3%
Vacant homes8.4%
Median year built1971

What the homes are

Detached house76.7%
Attached house7.8%
2 to 4 units3.6%
5 to 19 units5.7%
20 or more units6.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,893,311as of 2026-07
Typical home value, 1 yearup 9.8%
Typical home value, 5 yearsup 46%
Typical home value, 10 yearsup 96.5%
Typical asking rent$3,141as of 2026-07
Typical home value since 2000
200020132026$1,893,311$456,147

$456,147 in 2000 to $1,893,311 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.2%
Bachelor's degree or higher75.4%
High school diploma or higher98.6%
Works from home25%
Drives to work alone49.1%
Takes public transport16.5%
Commutes 45 minutes or more40.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.5% 4.9 pts below the national average of 33.4%
Diagnosed diabetes7.9% 4.1 pts below the national average of 12%
Currently smokes7.5% 5.7 pts below the national average of 13.2%
High blood pressure29.9% 4.2 pts below the national average of 34.1%
Fair or poor general health10.5% 9.8 pts below the national average of 20.3%
No health insurance (18–64)4.4% 6.9 pts below the national average of 11.3%
Depression14.7% 7.2 pts below the national average of 21.9%
No leisure-time physical activity14.4% 11 pts below the national average of 25.4%
Arthritis22.8% 2.3 pts below the national average of 25.1%
Binge drinking17.7% 1.7 pts above the national average of 16%
Taking blood pressure medication77.8% 3.1 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma8.8% 1.6 pts below the national average of 10.4%
Coronary heart disease4.8% 1.4 pts below the national average of 6.2%
Routine check-up in past year79.8% 3.1 pts above the national average of 76.7%
Cholesterol screening92% 6.1 pts above the national average of 85.9%
Cognitive disability8.4% 6.4 pts below the national average of 14.8%
Colorectal screening69.6% 5.3 pts above the national average of 64.3%
COPD3.9% 2.7 pts below the national average of 6.6%
Visited a dentist78.3% 17 pts above the national average of 61.3%
Any disability18% 12.7 pts below the national average of 30.7%
Lacks emotional support15.8% 9 pts below the national average of 24.8%
Food insecurity5.4% 11.7 pts below the national average of 17.1%
Received food stamps3% 11.3 pts below the national average of 14.3%
Hearing disability4.9% 1.8 pts below the national average of 6.7%
High cholesterol39% 2.8 pts above the national average of 36.2%
Housing insecurity5.4% 8.4 pts below the national average of 13.8%
Independent living disability4.4% 4 pts below the national average of 8.4%
Lacks transport3.7% 5.5 pts below the national average of 9.2%
Loneliness25.5% 8.9 pts below the national average of 34.4%
Mammography use79.2% 3.3 pts above the national average of 75.9%
Poor mental health (14+ days)12.5% 4.3 pts below the national average of 16.8%
Mobility disability7.4% 6.6 pts below the national average of 14%
Poor physical health (14+ days)9.3% 4.2 pts below the national average of 13.5%
Self-care disability2.1% 1.9 pts below the national average of 4%
Utility shut-off threat3.6% 5.2 pts below the national average of 8.8%
Sleeps under 7 hours29.6% 6.8 pts below the national average of 36.4%
Stroke2.3% 1.1 pts below the national average of 3.4%
All natural teeth lost5.5% 7.5 pts below the national average of 13%
Vision disability2.6% 3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments247
People employed1,991
Annual payroll$92,748,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 57.1% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss78.9 out of 100
Community resilience85.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.5Very High at its worst in this ZIP code
Coastal flooding90Very High at its worst in this ZIP code
Wildfire77.9Relatively Low at its worst in this ZIP code
Hurricane77.2Relatively Moderate at its worst in this ZIP code
Ice storm65.9Relatively Moderate at its worst in this ZIP code
Winter weather65Relatively Moderate at its worst in this ZIP code
Lightning63.5Relatively Moderate at its worst in this ZIP code
Earthquake56.7Relatively Low at its worst in this ZIP code
Heat wave55.6Relatively Moderate at its worst in this ZIP code
River flooding53Relatively Moderate at its worst in this ZIP code
Landslide47Very Low at its worst in this ZIP code
Cold wave36.1Relatively Low at its worst in this ZIP code
Drought24.5Very Low at its worst in this ZIP code
Tornado20.5Very Low at its worst in this ZIP code
Hail14.2Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$217,545$101,050$78,538
Income per person$130,857$53,118$43,289
Poverty rate4.1%9.8%12.4%
Median home value$1,275,000$427,600$303,400
Median gross rent$2,108$1,653$1,348
Homeownership88.3%63.7%65%
Bachelor's degree or higher75.4%42.9%35%
Unemployment rate5.2%6.2%5.2%
Works from home25%15%13.5%
Born outside the US5.1%23.5%13.9%
Median age46.540.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLONG BRANCH-OAKHURST, NJ US8.2 km away
Rain in a year53 in

Average high and low by month

January41.8°F / 24.8°F4.2 in rain
February43.1°F / 25.9°F3.31 in rain
March49.2°F / 32.3°F4.33 in rain
April58.9°F / 41°F3.91 in rain
May68.3°F / 50.8°F4.13 in rain
June77.8°F / 60.9°F4.34 in rain
July83.5°F / 66.8°F4.4 in rain
August81.8°F / 65.4°F6.27 in rain
September76.2°F / 58.9°F4.33 in rain
October65.5°F / 46.9°F4.71 in rain
November55.6°F / 37.3°F3.82 in rain
December46.9°F / 30°F4.78 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarket32% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Rumson Borough School District35.5% of this ZIP code's land area
Rumson-Fair Haven Regional School District35.5% of this ZIP code's land area
Middletown Township School District18.8% of this ZIP code's land area
Oceanport Borough School District5% of this ZIP code's land area
Shore Regional School District5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability8more vulnerable than 8% of US census tracts
Socioeconomic status14more vulnerable than 14% of US census tracts
Household characteristics16more vulnerable than 16% of US census tracts
Racial and ethnic minority status15more vulnerable than 15% of US census tracts
Housing type and transport13more vulnerable than 13% of US census tracts
Walkability9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

07704 Fair Haven, NJ2.8 km away
07752 Navesink, NJ3.9 km away
07716 Atlantic Highlands, NJ3.9 km away
07732 Highlands, NJ3.9 km away
07750 Monmouth Beach, NJ4.8 km away
07739 Little Silver, NJ4.8 km away
07701 Red Bank, NJ5.2 km away
07757 Oceanport, NJ6.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monmouth County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area8.47 sq mi
Water area3.47 sq mi
Population density1,129 people per sq mi
Latitude, longitude40.3707, -74.0084

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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