Postal Codes

07042 ZIP Code

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ZIP code 07042 covers Montclair, New Jersey, with a population of about 27,173 and a median household income of $127,083.

Population
27,1737,199 per square mile
Median age
38.8about the US average
Median household income
$127,0831.3× the New Jersey median
Poverty rate
8.5%3.9 points below the US average
Typical home value
$961,161up 30.4% in five years
Median rent
$2,0171.2× the New Jersey median
Degree or higher
67.1%32.1 points above the US average
Homeownership
50.3%14.7 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,058

Where 07042 is

Montclair, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population27,173
Median age38.8
Family households55.6%
Born outside the US14.7%
Speaks a language other than English at home18.6%
White (non-Hispanic)48.3%
Black (non-Hispanic)24.3%
Asian (non-Hispanic)5.6%
Hispanic or Latino13%
Veterans2.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$127,083
Income per person$84,959
Poverty rate8.5%
Households on SNAP or cash assistance5.8%

Household income distribution

Under $10k5.0%
$10–15k1.2%
$15–20k2.6%
$20–25k1.9%
$25–30k3.0%
$30–35k3.8%
$35–40k0.9%
$40–45k2.0%
$45–50k2.1%
$50–60k3.5%
$60–75k5.8%
$75–100k9.7%
$100–125k8.1%
$125–150k5.5%
$150–200k11.4%
$200k or more33.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,210
Mean adjusted gross income$199,906
Returns declaring $200,000 or more22.3%
Returns, under $25k19.5%
Returns, $25k–$50k15.4%
Returns, $50k–$75k13.6%
Returns, $75k–$100k10.5%
Returns, $100k–$200k18.8%
Returns, $200k or more22.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$733,100
Median gross rent$2,017
Rent as a share of household income29.2%
Owner-occupied50.3%
Vacant homes5.3%
Median year built1938

What the homes are

Detached house39.2%
Attached house4.1%
2 to 4 units23.5%
5 to 19 units15.9%
20 or more units17.2%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$961,161as of 2026-07
Typical home value, 1 yearup 5.7%
Typical home value, 5 yearsup 30.4%
Typical home value, 10 yearsup 76.3%
Typical asking rent$2,952as of 2026-07
Typical asking rent, 1 yearup 2.4%
Typical asking rent, 5 yearsup 34.6%
Typical asking rent, 10 yearsup 72.4%
Typical home value since 2000
200020132026$961,161$246,519

$246,519 in 2000 to $961,161 in 2026.

Typical asking rent
201620212026$2,952$1,712

$1,712 in 2016 to $2,952 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.9%
Bachelor's degree or higher67.1%
High school diploma or higher96.4%
Works from home29.3%
Drives to work alone48.2%
Takes public transport13.1%
Commutes 45 minutes or more28.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity25.2% 8.2 pts below the national average of 33.4%
Diagnosed diabetes8.7% 3.3 pts below the national average of 12%
Currently smokes8.3% 4.9 pts below the national average of 13.2%
High blood pressure27.1% 7 pts below the national average of 34.1%
Fair or poor general health13% 7.3 pts below the national average of 20.3%
No health insurance (18–64)7.8% 3.5 pts below the national average of 11.3%
Depression16.1% 5.8 pts below the national average of 21.9%
No leisure-time physical activity19.5% 5.9 pts below the national average of 25.4%
Arthritis18.8% 6.3 pts below the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication78% 3.3 pts above the national average of 74.7%
Cancer (non-skin)6.7% 1 pts below the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease4.2% 2 pts below the national average of 6.2%
Routine check-up in past year77.7% 1 pts above the national average of 76.7%
Cholesterol screening90.4% 4.5 pts above the national average of 85.9%
Cognitive disability9.7% 5.1 pts below the national average of 14.8%
Colorectal screening66.6% 2.3 pts above the national average of 64.3%
COPD3.8% 2.8 pts below the national average of 6.6%
Visited a dentist72% 10.7 pts above the national average of 61.3%
Any disability19.4% 11.3 pts below the national average of 30.7%
Lacks emotional support22.4% 2.4 pts below the national average of 24.8%
Food insecurity11.3% 5.8 pts below the national average of 17.1%
Received food stamps7.1% 7.2 pts below the national average of 14.3%
Hearing disability4.1% 2.6 pts below the national average of 6.7%
High cholesterol37% 0.8 pts above the national average of 36.2%
Housing insecurity10.9% 2.9 pts below the national average of 13.8%
Independent living disability5.5% 2.9 pts below the national average of 8.4%
Lacks transport6.6% 2.6 pts below the national average of 9.2%
Loneliness31.6% 2.8 pts below the national average of 34.4%
Mammography use82.1% 6.2 pts above the national average of 75.9%
Poor mental health (14+ days)14% 2.8 pts below the national average of 16.8%
Mobility disability8.4% 5.6 pts below the national average of 14%
Poor physical health (14+ days)9.8% 3.7 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat6.6% 2.2 pts below the national average of 8.8%
Sleeps under 7 hours36.1% same as the national average of 36.4%
Stroke2.7% 0.7 pts below the national average of 3.4%
All natural teeth lost6.9% 6.1 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,058
People employed11,031
Annual payroll$713,811,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 18.9% of US census tracts
FEMA ratingVery Low to Relatively Low across the 9 census tracts this ZIP code covers
Expected annual loss23.9 out of 100
Community resilience23.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave66.1Relatively Moderate at its worst in this ZIP code
Hurricane62.7Relatively Low at its worst in this ZIP code
Earthquake51.9Relatively Low at its worst in this ZIP code
Strong wind50Relatively Moderate at its worst in this ZIP code
Winter weather49.5Relatively Moderate at its worst in this ZIP code
Hail41.7Relatively Low at its worst in this ZIP code
Landslide40.8Very Low at its worst in this ZIP code
River flooding39.2Relatively Moderate at its worst in this ZIP code
Cold wave38.6Relatively Low at its worst in this ZIP code
Tornado38.5Relatively Low at its worst in this ZIP code
Wildfire20.6Very Low at its worst in this ZIP code
Lightning20.4Relatively Low at its worst in this ZIP code
Ice storm13.2Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$127,083$101,050$78,538
Income per person$84,959$53,118$43,289
Poverty rate8.5%9.8%12.4%
Median home value$733,100$427,600$303,400
Median gross rent$2,017$1,653$1,348
Homeownership50.3%63.7%65%
Bachelor's degree or higher67.1%42.9%35%
Unemployment rate3.9%6.2%5.2%
Works from home29.3%15%13.5%
Born outside the US14.7%23.5%13.9%
Median age38.840.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationESSEX FELLS SERVICE BLDG, NJ US6.2 km away
Rain in a year49 in

Average high and low by month

January38.3°F / 21.4°F3.64 in rain
February41°F / 22.5°F2.93 in rain
March49.4°F / 29.8°F4.16 in rain
April62.8°F / 39.6°F4.08 in rain
May72.2°F / 49°F4.04 in rain
June80.5°F / 58.8°F4.6 in rain
July85.6°F / 64.2°F4.8 in rain
August84.2°F / 62.5°F4.47 in rain
September77.5°F / 54.3°F4.53 in rain
October65°F / 42.9°F4.31 in rain
November53.2°F / 34.2°F3.64 in rain
December43.3°F / 27.3°F3.41 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket4% of this ZIP code's area
Far from a supermarket42% of this ZIP code's area
No vehicle and far from a supermarket44% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Montclair Town School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability26more vulnerable than 26% of US census tracts
Socioeconomic status18more vulnerable than 18% of US census tracts
Household characteristics29more vulnerable than 29% of US census tracts
Racial and ethnic minority status58more vulnerable than 58% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability13.3 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

07028 Glen Ridge, NJ1.4 km away
07003 Bloomfield, NJ2.5 km away
07044 Verona, NJ3 km away
07051 Orange, NJ3.4 km away
07184 Newark, NJ3.4 km away
07189 Newark, NJ3.4 km away
07191 Newark, NJ3.4 km away
07198 Newark, NJ3.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Essex County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area3.77 sq mi
Water area0.01 sq mi
Population density7,199 people per sq mi
Latitude, longitude40.8131, -74.2165

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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