06708 ZIP Code — Waterbury, CT

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ZIP code 06708 covers Waterbury, Connecticut, with a population of about 29,103 and a median household income of $63,705.

Population: 29,1033,080 per square mile
Median age: 371.7 points below the US average
Median household income: $63,70532% below the Connecticut median
Poverty rate: 16.4%4 points above the US average
Typical home value: $307,698up 57.8% in five years
Median rent: $1,27511% below the Connecticut median
Degree or higher: 22%13 points below the US average
Homeownership: 54.9%10.1 points below the US average
Time zone: Eastern UTC-05:00observes daylight saving time
Businesses: 508

Where 06708 is

Waterbury, Connecticut — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	29,103
Median age	37
Family households	59.9%
Born outside the US	19.9%
Speaks a language other than English at home	35.9%
White (non-Hispanic)	42.7%
Black (non-Hispanic)	17%
Asian (non-Hispanic)	1.8%
Hispanic or Latino	32.7%
Veterans	4.5%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income	$63,705
Income per person	$34,591
Poverty rate	16.4%
Households on SNAP or cash assistance	22.1%

Household income distribution

Under $10k	8.2%
$10–15k	2.8%
$15–20k	3.3%
$20–25k	3.5%
$25–30k	3.3%
$30–35k	3.6%
$35–40k	3.2%
$40–45k	6.0%
$45–50k	4.7%
$50–60k	8.5%
$60–75k	10.3%
$75–100k	13.7%
$100–125k	8.2%
$125–150k	5.7%
$150–200k	8.1%
$200k or more	6.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed	14,790
Mean adjusted gross income	$54,279
Returns declaring $200,000 or more	1.8%
Returns, under $25k	31.2%
Returns, $25k–$50k	28.8%
Returns, $50k–$75k	17.2%
Returns, $75k–$100k	9.8%
Returns, $100k–$200k	11.3%
Returns, $200k or more	1.8%

Housing

American Community Survey 2019–2023 five-year estimates

Median home value	$196,700
Median gross rent	$1,275
Rent as a share of household income	31.4%
Owner-occupied	54.9%
Vacant homes	7.1%
Median year built	1963

What the homes are

Detached house	50.5%
Attached house	4.3%
2 to 4 units	29.7%
5 to 19 units	11.2%
20 or more units	4.3%

Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value	$307,698as of 2026-07
Typical home value, 1 year	up 2.6%
Typical home value, 5 years	up 57.8%
Typical home value, 10 years	up 164%
Typical asking rent	$1,593as of 2026-07
Typical asking rent, 1 year	up 4.9%

Typical home value since 2000

$103,827 in 2000 to $307,698 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	6.9%
Bachelor's degree or higher	22%
High school diploma or higher	84.1%
Works from home	8%
Drives to work alone	74.6%
Takes public transport	2.1%
Commutes 45 minutes or more	19.1%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity	37.2% 3.8 pts above the national average of 33.4%
Diagnosed diabetes	11.9% same as the national average of 12%
Currently smokes	14% 0.8 pts above the national average of 13.2%
High blood pressure	34.7% 0.6 pts above the national average of 34.1%
Fair or poor general health	20.7% same as the national average of 20.3%
No health insurance (18–64)	14% 2.7 pts above the national average of 11.3%
Depression	21.4% 0.5 pts below the national average of 21.9%
No leisure-time physical activity	32.1% 6.7 pts above the national average of 25.4%
Arthritis	25.7% 0.6 pts above the national average of 25.1%
Binge drinking	14% 2 pts below the national average of 16%
Taking blood pressure medication	74.4% same as the national average of 74.7%
Cancer (non-skin)	7.4% same as the national average of 7.7%
Current asthma	11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease	6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year	79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening	87.3% 1.4 pts above the national average of 85.9%
Cognitive disability	15.3% 0.5 pts above the national average of 14.8%
Colorectal screening	68.6% 4.3 pts above the national average of 64.3%
COPD	7% same as the national average of 6.6%
Visited a dentist	62.5% 1.2 pts above the national average of 61.3%
Any disability	30.6% same as the national average of 30.7%
Lacks emotional support	28.3% 3.5 pts above the national average of 24.8%
Food insecurity	21.5% 4.4 pts above the national average of 17.1%
Received food stamps	18.4% 4.1 pts above the national average of 14.3%
Hearing disability	6.4% same as the national average of 6.7%
High cholesterol	38.3% 2.1 pts above the national average of 36.2%
Housing insecurity	18.8% 5 pts above the national average of 13.8%
Independent living disability	9% 0.6 pts above the national average of 8.4%
Lacks transport	11.7% 2.5 pts above the national average of 9.2%
Loneliness	36.5% 2.1 pts above the national average of 34.4%
Mammography use	77% 1.1 pts above the national average of 75.9%
Poor mental health (14+ days)	18.1% 1.3 pts above the national average of 16.8%
Mobility disability	14.3% same as the national average of 14%
Poor physical health (14+ days)	15% 1.5 pts above the national average of 13.5%
Self-care disability	4.7% 0.7 pts above the national average of 4%
Utility shut-off threat	12.7% 3.9 pts above the national average of 8.8%
Sleeps under 7 hours	40.3% 3.9 pts above the national average of 36.4%
Stroke	3.7% same as the national average of 3.4%
All natural teeth lost	16.5% 3.5 pts above the national average of 13%
Vision disability	6.5% 0.9 pts above the national average of 5.6%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	508
People employed	9,722
Annual payroll	$488,766,000

Compared with Connecticut and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Connecticut	United States
Median household income	$63,705	$93,760	$78,538
Income per person	$34,591	$54,409	$43,289
Poverty rate	16.4%	10%	12.4%
Median home value	$196,700	$343,200	$303,400
Median gross rent	$1,275	$1,431	$1,348
Homeownership	54.9%	66.2%	65%
Bachelor's degree or higher	22%	41.9%	35%
Unemployment rate	6.9%	5.6%	5.2%
Works from home	8%	14.4%	13.5%
Born outside the US	19.9%	15.4%	13.9%
Median age	37	41.2	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	MERIDEN MARKHAM MUNI AP, CT US20.2 km away
Rain in a year	45 in

Average high and low by month

January	37°F / 18.7°F3.05 in rain
February	39.1°F / 20.2°F2.93 in rain
March	47.5°F / 28.2°F4.05 in rain
April	59.9°F / 37.8°F4.13 in rain
May	70.4°F / 47.8°F3.48 in rain
June	78.7°F / 57°F4.05 in rain
July	84°F / 62.5°F3.38 in rain
August	82.4°F / 61.1°F3.54 in rain
September	75.4°F / 53.6°F4.28 in rain
October	63.6°F / 41.8°F4.49 in rain
November	52°F / 32.1°F3.36 in rain
December	41.7°F / 24.5°F4.12 in rain

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	19% of this ZIP code's area
Far from a supermarket	37% of this ZIP code's area
No vehicle and far from a supermarket	55% of this ZIP code's area

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Waterbury School District	100% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Walkability	12 out of 20Above average

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

06701 Waterbury, CT	1.3 km away
06703 Waterbury, CT	1.3 km away
06720 Waterbury, CT	1.3 km away
06721 Waterbury, CT	1.3 km away
06722 Waterbury, CT	1.3 km away
06723 Waterbury, CT	1.3 km away
06724 Waterbury, CT	1.3 km away
06725 Waterbury, CT	1.3 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

New Haven County	100% of this ZIP code's land area
Time zone	Eastern (UTC-05:00 standard)
Daylight saving time	Observed
Land area	9.45 sq mi
Water area	0.07 sq mi
Population density	3,080 people per sq mi
Latitude, longitude	41.5511, -73.0645

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.