Postal Codes

06098 ZIP Code

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ZIP code 06098 covers Winsted, Connecticut, with a population of about 10,200 and a median household income of $68,661.

Population
10,200332 per square mile
Median age
48.49.7 points above the US average
Median household income
$68,66127% below the Connecticut median
Poverty rate
14.1%1.7 points above the US average
Typical home value
$317,535up 39.2% in five years
Median rent
$1,18917% below the Connecticut median
Degree or higher
28.6%6.4 points below the US average
Homeownership
65.2%about the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
238

Where 06098 is

Winsted, Connecticut — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population10,200
Median age48.4
Family households54.7%
Born outside the US6.7%
Speaks a language other than English at home9.6%
White (non-Hispanic)87%
Black (non-Hispanic)1.8%
Asian (non-Hispanic)0.1%
Hispanic or Latino8.6%
Veterans10.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$68,661
Income per person$41,893
Poverty rate14.1%
Households on SNAP or cash assistance11.6%

Household income distribution

Under $10k8.9%
$10–15k4.9%
$15–20k3.6%
$20–25k0.6%
$25–30k1.5%
$30–35k3.2%
$35–40k3.0%
$40–45k2.6%
$45–50k2.5%
$50–60k12.6%
$60–75k10.3%
$75–100k12.7%
$100–125k11.2%
$125–150k7.9%
$150–200k8.3%
$200k or more6.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,200
Mean adjusted gross income$65,823
Returns declaring $200,000 or more3.1%
Returns, under $25k26.2%
Returns, $25k–$50k26.5%
Returns, $50k–$75k18.1%
Returns, $75k–$100k11.0%
Returns, $100k–$200k15.2%
Returns, $200k or more3.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$238,700
Median gross rent$1,189
Rent as a share of household income30.8%
Owner-occupied65.2%
Vacant homes10.6%
Median year built1953

What the homes are

Detached house56.6%
Attached house3.7%
2 to 4 units21.7%
5 to 19 units7.6%
20 or more units10.3%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$317,535as of 2026-07
Typical home value, 1 yearup 0.9%
Typical home value, 5 yearsup 39.2%
Typical home value, 10 yearsup 100.9%
Typical home value since 2000
200020132026$317,535$115,858

$115,858 in 2000 to $317,535 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher28.6%
High school diploma or higher94.1%
Works from home5.5%
Drives to work alone84.3%
Takes public transport1.3%
Commutes 45 minutes or more21.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.3% 4.1 pts below the national average of 33.4%
Diagnosed diabetes10.3% 1.7 pts below the national average of 12%
Currently smokes12.4% 0.8 pts below the national average of 13.2%
High blood pressure32.5% 1.6 pts below the national average of 34.1%
Fair or poor general health17% 3.3 pts below the national average of 20.3%
No health insurance (18–64)7.5% 3.8 pts below the national average of 11.3%
Depression22.6% 0.7 pts above the national average of 21.9%
No leisure-time physical activity25.2% same as the national average of 25.4%
Arthritis29.6% 4.5 pts above the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication78.2% 3.5 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6.8% 0.6 pts above the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening89.9% 4 pts above the national average of 85.9%
Cognitive disability12.5% 2.3 pts below the national average of 14.8%
Colorectal screening69.6% 5.3 pts above the national average of 64.3%
COPD7.1% 0.5 pts above the national average of 6.6%
Visited a dentist69.7% 8.4 pts above the national average of 61.3%
Any disability26.9% 3.8 pts below the national average of 30.7%
Lacks emotional support24.2% 0.6 pts below the national average of 24.8%
Food insecurity11.7% 5.4 pts below the national average of 17.1%
Received food stamps9.5% 4.8 pts below the national average of 14.3%
Hearing disability7.1% same as the national average of 6.7%
High cholesterol39.9% 3.7 pts above the national average of 36.2%
Housing insecurity9.8% 4 pts below the national average of 13.8%
Independent living disability7.6% 0.8 pts below the national average of 8.4%
Lacks transport6.9% 2.3 pts below the national average of 9.2%
Loneliness30.6% 3.8 pts below the national average of 34.4%
Mammography use76.5% 0.6 pts above the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability12.8% 1.2 pts below the national average of 14%
Poor physical health (14+ days)14.2% 0.7 pts above the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat6.7% 2.1 pts below the national average of 8.8%
Sleeps under 7 hours32.9% 3.5 pts below the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost10.6% 2.4 pts below the national average of 13%
Vision disability4.5% 1.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments238
People employed2,066
Annual payroll$99,652,000
Compared with Connecticut and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPConnecticutUnited States
Median household income$68,661$93,760$78,538
Income per person$41,893$54,409$43,289
Poverty rate14.1%10%12.4%
Median home value$238,700$343,200$303,400
Median gross rent$1,189$1,431$1,348
Homeownership65.2%66.2%65%
Bachelor's degree or higher28.6%41.9%35%
Unemployment rate5.4%5.6%5.2%
Works from home5.5%14.4%13.5%
Born outside the US6.7%15.4%13.9%
Median age48.441.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBARKHAMSTED, CT US8.5 km away
Rain in a year51 in
Snow in a year51 in

Average high and low by month

January33.8°F / 13.6°F3.65 in rain, 13.5 in snow
February37.2°F / 14.7°F3.21 in rain, 15.1 in snow
March45.9°F / 23.8°F4.19 in rain, 9.6 in snow
April58.8°F / 34.6°F3.96 in rain, 0.8 in snow
May69.9°F / 45.2°F3.96 in rain
June78.7°F / 55°F4.85 in rain
July83.9°F / 60°F4.52 in rain
August82°F / 58.1°F4.33 in rain
September75.3°F / 51.4°F4.78 in rain
October63°F / 39.9°F5.18 in rain, 0.4 in snow
November50.1°F / 29.9°F3.87 in rain, 2 in snow
December38.8°F / 21.4°F4.64 in rain, 10 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket69% of this ZIP code's area
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Winchester School District99.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Walkability7.7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

06065 Riverton, CT6.5 km away
06094 Winchester Center, CT7.4 km away
06021 Colebrook, CT7.6 km away
06061 Pine Meadow, CT9.8 km away
06057 New Hartford, CT9.9 km away
06091 West Hartland, CT12.1 km away
06063 Barkhamsted, CT12.6 km away
06058 Norfolk, CT12.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Litchfield County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area30.71 sq mi
Water area1.27 sq mi
Population density332 people per sq mi
Latitude, longitude41.9252, -73.0663

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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