Postal Codes

05476 ZIP Code

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ZIP code 05476 covers Richford, Vermont, with a population of about 3,217 and a median household income of $61,944.

Population
3,21750 per square mile
Median age
37.11.6 points below the US average
Median household income
$61,94421% below the Vermont median
Poverty rate
18.1%5.7 points above the US average
Typical home value
$262,007up 26.9% in five years
Median rent
$1,172about the Vermont median
Degree or higher
19%16 points below the US average
Homeownership
73.2%8.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
36

Where 05476 is

Richford, Vermont — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,217
Median age37.1
Family households65.3%
Born outside the US1.4%
Speaks a language other than English at home2.7%
White (non-Hispanic)93.1%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0.1%
Hispanic or Latino2%
Veterans8.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,944
Income per person$26,400
Poverty rate18.1%
Households on SNAP or cash assistance22.4%

Household income distribution

Under $10k5.3%
$10–15k3.2%
$15–20k2.6%
$20–25k8.6%
$25–30k2.5%
$30–35k3.0%
$35–40k6.2%
$40–45k2.5%
$45–50k12.0%
$50–60k2.9%
$60–75k17.5%
$75–100k12.9%
$100–125k7.4%
$125–150k9.2%
$150–200k3.1%
$200k or more1.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,390
Mean adjusted gross income$51,598
Returns declaring $200,000 or more0%
Returns, under $25k29.5%
Returns, $25k–$50k28.8%
Returns, $50k–$75k20.9%
Returns, $75k–$100k10.8%
Returns, $100k–$200k10.1%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$190,300
Median gross rent$1,172
Rent as a share of household income30.7%
Owner-occupied73.2%
Vacant homes16.8%
Median year built1964

What the homes are

Detached house77.1%
Attached house0.5%
2 to 4 units10.8%
5 to 19 units0.2%
20 or more units0.4%
Mobile home11%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$262,007as of 2026-07
Typical home value, 1 yeardown 0.4%
Typical home value, 5 yearsup 26.9%
Typical home value, 10 yearsup 72.4%
Typical home value since 2000
200220142026$262,948$74,954

$74,954 in 2002 to $262,007 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.9%
Bachelor's degree or higher19%
High school diploma or higher89.8%
Works from home8.1%
Drives to work alone79.4%
Takes public transport0%
Commutes 45 minutes or more28.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.8% 5.4 pts above the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes15% 1.8 pts above the national average of 13.2%
High blood pressure37.2% 3.1 pts above the national average of 34.1%
Fair or poor general health19.1% 1.2 pts below the national average of 20.3%
No health insurance (18–64)7.8% 3.5 pts below the national average of 11.3%
Depression25.9% 4 pts above the national average of 21.9%
No leisure-time physical activity24.8% 0.6 pts below the national average of 25.4%
Arthritis31.5% 6.4 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication77% 2.3 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year76.4% same as the national average of 76.7%
Cholesterol screening84.1% 1.8 pts below the national average of 85.9%
Cognitive disability15.4% 0.6 pts above the national average of 14.8%
Colorectal screening68% 3.7 pts above the national average of 64.3%
COPD9% 2.4 pts above the national average of 6.6%
Visited a dentist61.6% same as the national average of 61.3%
Any disability31.6% 0.9 pts above the national average of 30.7%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol34.5% 1.7 pts below the national average of 36.2%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Mammography use70.6% 5.3 pts below the national average of 75.9%
Poor mental health (14+ days)17.8% 1 pts above the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)15.3% 1.8 pts above the national average of 13.5%
Self-care disability4.4% same as the national average of 4%
Sleeps under 7 hours33.9% 2.5 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost17.2% 4.2 pts above the national average of 13%
Vision disability5.5% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments36
People employed351
Annual payroll$17,502,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 52% of US census tracts
FEMA ratingRelatively Low
Expected annual loss48.3 out of 100
Community resilience86.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide94.3Relatively Moderate at its worst in this ZIP code
Lightning91Relatively High at its worst in this ZIP code
Winter weather85.1Relatively High at its worst in this ZIP code
River flooding82.1Relatively High at its worst in this ZIP code
Ice storm78.2Relatively Moderate at its worst in this ZIP code
Wildfire64.2Very Low at its worst in this ZIP code
Strong wind63.8Relatively Moderate at its worst in this ZIP code
Hurricane58Relatively Low at its worst in this ZIP code
Cold wave57.5Relatively Moderate at its worst in this ZIP code
Earthquake47.4Relatively Low at its worst in this ZIP code
Hail33.9Relatively Low at its worst in this ZIP code
Tornado28.2Very Low at its worst in this ZIP code
Avalanche25.5Very Low at its worst in this ZIP code
Heat wave10Very Low at its worst in this ZIP code
Compared with Vermont and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPVermontUnited States
Median household income$61,944$78,024$78,538
Income per person$26,400$44,365$43,289
Poverty rate18.1%10.3%12.4%
Median home value$190,300$290,500$303,400
Median gross rent$1,172$1,193$1,348
Homeownership73.2%72.8%65%
Bachelor's degree or higher19%42.6%35%
Unemployment rate7.9%3.7%5.2%
Works from home8.1%15%13.5%
Born outside the US1.4%4.3%13.9%
Median age37.14338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationENOSBURG FALLS, VT US11.6 km away
Rain in a year41 in
Snow in a year83 in

Average high and low by month

January29.6°F / 7.8°F2.35 in rain, 17.9 in snow
February32.7°F / 8.6°F1.99 in rain, 19.3 in snow
March42.3°F / 18.7°F2.47 in rain, 17.1 in snow
April56.8°F / 31.6°F3.18 in rain, 4.5 in snow
May69.8°F / 43.3°F3.67 in rain
June77.1°F / 52.8°F4.38 in rain
July81.5°F / 57.6°F4.25 in rain
August79.9°F / 55.9°F4.38 in rain
September72.5°F / 48.6°F3.97 in rain
October60°F / 38.4°F4.22 in rain, 0.7 in snow
November46.9°F / 28°F3.09 in rain, 4.9 in snow
December34.9°F / 16.5°F2.86 in rain, 18.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Franklin Northeast Supervisory Union50% of this ZIP code's land area
Enosburgh-Richford Unified Union School District 8838.6% of this ZIP code's land area
Northern Mountain Valley Unified Union School District 8511.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability68more vulnerable than 68% of US census tracts
Socioeconomic status68more vulnerable than 68% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport74more vulnerable than 74% of US census tracts
Walkability6.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

05447 East Berkshire, VT4.6 km away
05470 Montgomery, VT8.7 km away
05450 Enosburg Falls, VT11.3 km away
05471 Montgomery Center, VT12.5 km away
05457 Franklin, VT16.8 km away
05859 North Troy, VT20.6 km away
05441 Bakersfield, VT21 km away
05874 Westfield, VT22.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Franklin County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area64.29 sq mi
Water area0.47 sq mi
Population density50 people per sq mi
Latitude, longitude44.9715, -72.6905

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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