Postal Codes

05046 ZIP Code

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ZIP code 05046 covers Groton, Vermont, with a population of about 1,234 and a median household income of $76,528.

Population
1,23420 per square mile
Median age
43.85.1 points above the US average
Median household income
$76,528about the Vermont median
Poverty rate
9.3%3.1 points below the US average
Typical home value
$312,565up 12.4% in five years
Degree or higher
32.8%2.2 points below the US average
Homeownership
88.5%23.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
15

Where 05046 is

Groton, Vermont — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,234
Median age43.8
Family households69.8%
Born outside the US3.6%
Speaks a language other than English at home3%
White (non-Hispanic)93.3%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.7%
Hispanic or Latino0.9%
Veterans11.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,528
Income per person$37,616
Poverty rate9.3%
Households on SNAP or cash assistance16.3%

Household income distribution

Under $10k1.2%
$10–15k5.0%
$15–20k9.4%
$20–25k3.7%
$25–30k4.2%
$30–35k0.4%
$35–40k1.2%
$40–45k7.1%
$45–50k0.8%
$50–60k9.4%
$60–75k5.6%
$75–100k18.8%
$100–125k16.2%
$125–150k6.7%
$150–200k5.6%
$200k or more4.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed630
Mean adjusted gross income$63,186
Returns declaring $200,000 or more0%
Returns, under $25k27.0%
Returns, $25k–$50k23.8%
Returns, $50k–$75k19.0%
Returns, $75k–$100k9.5%
Returns, $100k–$200k20.6%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$255,400
Rent as a share of household income29.8%
Owner-occupied88.5%
Vacant homes33.1%
Median year built1982

What the homes are

Detached house84.6%
Attached house3.7%
2 to 4 units5.5%
5 to 19 units1.3%
Mobile home4.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$312,565as of 2026-07
Typical home value, 1 yearup 1.3%
Typical home value, 5 yearsup 12.4%
Typical home value, 10 yearsup 59.4%
Typical home value since 2000
201220192026$335,121$173,959

$173,959 in 2012 to $312,565 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4%
Bachelor's degree or higher32.8%
High school diploma or higher94.1%
Works from home15.6%
Drives to work alone77.3%
Takes public transport0.3%
Commutes 45 minutes or more13.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.4% 2 pts below the national average of 33.4%
Diagnosed diabetes10.6% 1.4 pts below the national average of 12%
Currently smokes13.3% same as the national average of 13.2%
High blood pressure36.6% 2.5 pts above the national average of 34.1%
Fair or poor general health17% 3.3 pts below the national average of 20.3%
No health insurance (18–64)5.7% 5.6 pts below the national average of 11.3%
Depression26.1% 4.2 pts above the national average of 21.9%
No leisure-time physical activity23.1% 2.3 pts below the national average of 25.4%
Arthritis32.5% 7.4 pts above the national average of 25.1%
Binge drinking16.2% same as the national average of 16%
Taking blood pressure medication77.7% 3 pts above the national average of 74.7%
Cancer (non-skin)10.9% 3.2 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year78.4% 1.7 pts above the national average of 76.7%
Cholesterol screening87.6% 1.7 pts above the national average of 85.9%
Cognitive disability13.1% 1.7 pts below the national average of 14.8%
Colorectal screening68.9% 4.6 pts above the national average of 64.3%
COPD8% 1.4 pts above the national average of 6.6%
Visited a dentist66.1% 4.8 pts above the national average of 61.3%
Any disability29.1% 1.6 pts below the national average of 30.7%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol36.5% same as the national average of 36.2%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Mammography use77.7% 1.8 pts above the national average of 75.9%
Poor mental health (14+ days)16.2% 0.6 pts below the national average of 16.8%
Mobility disability13.3% 0.7 pts below the national average of 14%
Poor physical health (14+ days)14.1% 0.6 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Sleeps under 7 hours33.3% 3.1 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost12.7% same as the national average of 13%
Vision disability4.5% 1.1 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments15
People employed53
Annual payroll$2,160,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 56.3% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 2 census tracts this ZIP code covers
Expected annual loss48.2 out of 100
Community resilience58.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.1Relatively Moderate at its worst in this ZIP code
Winter weather85.9Relatively High at its worst in this ZIP code
River flooding82.3Relatively High at its worst in this ZIP code
Hurricane78Relatively Low at its worst in this ZIP code
Lightning75.1Relatively Moderate at its worst in this ZIP code
Ice storm73.1Relatively Moderate at its worst in this ZIP code
Cold wave71.6Relatively Moderate at its worst in this ZIP code
Strong wind67.6Relatively Moderate at its worst in this ZIP code
Wildfire66.8Very Low at its worst in this ZIP code
Earthquake45.5Relatively Low at its worst in this ZIP code
Hail35.2Very Low at its worst in this ZIP code
Heat wave24.3Relatively Low at its worst in this ZIP code
Tornado23.5Very Low at its worst in this ZIP code
Avalanche20.7Very Low at its worst in this ZIP code
Compared with Vermont and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPVermontUnited States
Median household income$76,528$78,024$78,538
Income per person$37,616$44,365$43,289
Poverty rate9.3%10.3%12.4%
Median home value$255,400$290,500$303,400
Median gross rent$1,193$1,348
Homeownership88.5%72.8%65%
Bachelor's degree or higher32.8%42.6%35%
Unemployment rate4%3.7%5.2%
Works from home15.6%15%13.5%
Born outside the US3.6%4.3%13.9%
Median age43.84338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPLAINFIELD, VT US16.9 km away
Rain in a year41 in

Average high and low by month

January25.3°F / 2.6°F2.73 in rain
February28.8°F / 3.6°F2.43 in rain
March38.2°F / 14.3°F2.61 in rain
April51.7°F / 27.2°F3.17 in rain
May66°F / 38.6°F3.58 in rain
June75°F / 47.9°F4.57 in rain
July80°F / 53°F4.67 in rain
August78.3°F / 50.9°F3.38 in rain
September70.5°F / 42.8°F3.45 in rain
October55.7°F / 32.2°F4.28 in rain
November41.9°F / 23.2°F2.82 in rain
December30.6°F / 12°F3.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Blue Mountain USD 2147% of this ZIP code's land area
Orange East Supervisory Union47% of this ZIP code's land area
Caledonia Central Supervisory Union3% of this ZIP code's land area
Peacham School District1.8% of this ZIP code's land area
Caledonia Cooperative Unified School District1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability32more vulnerable than 32% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics35more vulnerable than 35% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport34more vulnerable than 34% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

05069 South Ryegate, VT8.9 km away
05042 East Ryegate, VT9.4 km away
05086 West Topsham, VT11.9 km away
05862 Peacham, VT12.7 km away
05081 Wells River, VT15.1 km away
05821 Barnet, VT15.5 km away
03785 Woodsville, NH16.2 km away
03771 Monroe, NH16.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Caledonia County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area62.16 sq mi
Water area1.21 sq mi
Population density20 people per sq mi
Latitude, longitude44.2204, -72.2175

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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