Postal Codes

04072 ZIP Code

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ZIP code 04072 covers Saco, Maine, with a population of about 20,636 and a median household income of $84,328.

Population
20,636535 per square mile
Median age
43.75 points above the US average
Median household income
$84,3281.2× the Maine median
Poverty rate
6.8%5.6 points below the US average
Typical home value
$531,657up 31.4% in five years
Median rent
$1,2681.2× the Maine median
Degree or higher
40.5%5.5 points above the US average
Homeownership
69.9%4.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
665

Where 04072 is

Saco, Maine — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population20,636
Median age43.7
Family households60.5%
Born outside the US8.3%
Speaks a language other than English at home11.4%
White (non-Hispanic)85.4%
Black (non-Hispanic)2.9%
Asian (non-Hispanic)1.3%
Hispanic or Latino3.9%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$84,328
Income per person$46,633
Poverty rate6.8%
Households on SNAP or cash assistance12.3%

Household income distribution

Under $10k3.3%
$10–15k3.1%
$15–20k2.2%
$20–25k1.6%
$25–30k2.5%
$30–35k3.1%
$35–40k2.6%
$40–45k3.8%
$45–50k3.8%
$50–60k7.3%
$60–75k11.1%
$75–100k14.4%
$100–125k8.9%
$125–150k9.6%
$150–200k9.7%
$200k or more13.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,500
Mean adjusted gross income$81,510
Returns declaring $200,000 or more6.3%
Returns, under $25k23.6%
Returns, $25k–$50k22.2%
Returns, $50k–$75k17.7%
Returns, $75k–$100k11.0%
Returns, $100k–$200k19.4%
Returns, $200k or more6.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$370,300
Median gross rent$1,268
Rent as a share of household income28.6%
Owner-occupied69.9%
Vacant homes8%
Median year built1980

What the homes are

Detached house55.7%
Attached house6.6%
2 to 4 units18.2%
5 to 19 units7.7%
20 or more units8.1%
Mobile home3.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$531,657as of 2026-07
Typical home value, 1 yearup 0.7%
Typical home value, 5 yearsup 31.4%
Typical home value, 10 yearsup 110.5%
Typical asking rent$2,040as of 2026-07
Typical asking rent, 1 yearup 0.1%
Typical home value since 2000
200020132026$531,657$133,581

$133,581 in 2000 to $531,657 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.7%
Bachelor's degree or higher40.5%
High school diploma or higher95.8%
Works from home15.7%
Drives to work alone72.7%
Takes public transport0.8%
Commutes 45 minutes or more10.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.4% 1 pts below the national average of 33.4%
Diagnosed diabetes9.1% 2.9 pts below the national average of 12%
Currently smokes12.6% 0.6 pts below the national average of 13.2%
High blood pressure32.3% 1.8 pts below the national average of 34.1%
Fair or poor general health16.1% 4.2 pts below the national average of 20.3%
No health insurance (18–64)6.9% 4.4 pts below the national average of 11.3%
Depression25.7% 3.8 pts above the national average of 21.9%
No leisure-time physical activity19.5% 5.9 pts below the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking17.9% 1.9 pts above the national average of 16%
Taking blood pressure medication75.9% 1.2 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma12.8% 2.4 pts above the national average of 10.4%
Coronary heart disease6% same as the national average of 6.2%
Routine check-up in past year80.1% 3.4 pts above the national average of 76.7%
Cholesterol screening87.7% 1.8 pts above the national average of 85.9%
Cognitive disability15% same as the national average of 14.8%
Colorectal screening70.8% 6.5 pts above the national average of 64.3%
COPD6.7% same as the national average of 6.6%
Visited a dentist66.4% 5.1 pts above the national average of 61.3%
Any disability29.1% 1.6 pts below the national average of 30.7%
Lacks emotional support21.7% 3.1 pts below the national average of 24.8%
Food insecurity8.6% 8.5 pts below the national average of 17.1%
Received food stamps10.8% 3.5 pts below the national average of 14.3%
Hearing disability6.9% same as the national average of 6.7%
High cholesterol35.3% 0.9 pts below the national average of 36.2%
Housing insecurity8.8% 5 pts below the national average of 13.8%
Independent living disability6.8% 1.6 pts below the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness30.8% 3.6 pts below the national average of 34.4%
Mammography use81.7% 5.8 pts above the national average of 75.9%
Poor mental health (14+ days)17.1% same as the national average of 16.8%
Mobility disability11.1% 2.9 pts below the national average of 14%
Poor physical health (14+ days)12.2% 1.3 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat6.4% 2.4 pts below the national average of 8.8%
Sleeps under 7 hours31.2% 5.2 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost10.4% 2.6 pts below the national average of 13%
Vision disability3.5% 2.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments665
People employed7,600
Annual payroll$404,304,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 16.8% of US census tracts
FEMA ratingVery Low to Relatively Low across the 5 census tracts this ZIP code covers
Expected annual loss31.1 out of 100
Community resilience76.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm93Relatively High at its worst in this ZIP code
Hurricane81.4Relatively Moderate at its worst in this ZIP code
Wildfire62.7Very Low at its worst in this ZIP code
Drought60.3Relatively Low at its worst in this ZIP code
Landslide60.1Very Low at its worst in this ZIP code
Earthquake51.9Relatively Low at its worst in this ZIP code
Winter weather46.1Relatively Moderate at its worst in this ZIP code
Lightning45.3Relatively Moderate at its worst in this ZIP code
Strong wind31.8Relatively Low at its worst in this ZIP code
Hail30.4Very Low at its worst in this ZIP code
Cold wave28.4Relatively Low at its worst in this ZIP code
Tornado26.8Relatively Low at its worst in this ZIP code
Coastal flooding24.4Relatively High at its worst in this ZIP code
River flooding19.9Relatively Moderate at its worst in this ZIP code
Heat wave9.9Very Low at its worst in this ZIP code
Compared with Maine and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMaineUnited States
Median household income$84,328$71,773$78,538
Income per person$46,633$42,035$43,289
Poverty rate6.8%10.8%12.4%
Median home value$370,300$266,400$303,400
Median gross rent$1,268$1,084$1,348
Homeownership69.9%74%65%
Bachelor's degree or higher40.5%35.3%35%
Unemployment rate1.7%3.9%5.2%
Works from home15.7%14.1%13.5%
Born outside the US8.3%3.9%13.9%
Median age43.744.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationKENNEBUNKPORT, ME US17.9 km away
Rain in a year52 in
Snow in a year49 in

Average high and low by month

January32.7°F / 13.1°F3.65 in rain, 13.3 in snow
February34.9°F / 14.4°F3.71 in rain, 13.3 in snow
March41.2°F / 22.7°F4.68 in rain, 9.8 in snow
April52°F / 32.3°F4.73 in rain, 1.3 in snow
May61.6°F / 42.7°F4.21 in rain
June70.8°F / 52.3°F4.69 in rain
July76.9°F / 57.8°F3.9 in rain
August76°F / 56.5°F3.88 in rain
September69.3°F / 48.9°F3.93 in rain
October58.6°F / 37.5°F5.63 in rain, 0.1 in snow
November48.3°F / 29.2°F4.17 in rain, 0.7 in snow
December38.8°F / 20°F4.82 in rain, 10.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket4% of this ZIP code's area
Far from a supermarket33% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Saco Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability17more vulnerable than 17% of US census tracts
Socioeconomic status14more vulnerable than 14% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability5.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

04005 Biddeford, ME4.1 km away
04064 Old Orchard Beach, ME5.4 km away
04063 Ocean Park, ME6 km away
04007 Biddeford, ME8.1 km away
04074 Scarborough, ME11.2 km away
04006 Biddeford Pool, ME12.5 km away
04004 Bar Mills, ME12.8 km away
04093 Buxton, ME14 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

York County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area38.58 sq mi
Water area2.87 sq mi
Population density535 people per sq mi
Latitude, longitude43.5209, -70.4546

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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