Postal Codes

04040 ZIP Code

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ZIP code 04040 covers Harrison, Maine, with a population of about 2,963 and a median household income of $58,267.

Population
2,96348 per square mile
Median age
55.717 points above the US average
Median household income
$58,26719% below the Maine median
Poverty rate
17.3%4.9 points above the US average
Typical home value
$416,898up 23.2% in five years
Median rent
$79527% below the Maine median
Degree or higher
32.3%2.7 points below the US average
Homeownership
91.5%26.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
66

Where 04040 is

Harrison, Maine — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,963
Median age55.7
Family households52.3%
Born outside the US1.8%
Speaks a language other than English at home1.2%
White (non-Hispanic)92.1%
Black (non-Hispanic)0%
Asian (non-Hispanic)1%
Hispanic or Latino2.1%
Veterans10.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,267
Income per person$38,732
Poverty rate17.3%
Households on SNAP or cash assistance7.1%

Household income distribution

Under $10k4.1%
$10–15k4.8%
$15–20k4.1%
$20–25k3.5%
$25–30k11.3%
$30–35k2.2%
$35–40k2.6%
$40–45k2.9%
$45–50k5.1%
$50–60k11.6%
$60–75k11.7%
$75–100k11.1%
$100–125k9.8%
$125–150k4.3%
$150–200k5.0%
$200k or more5.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,630
Mean adjusted gross income$73,904
Returns declaring $200,000 or more4.9%
Returns, under $25k28.2%
Returns, $25k–$50k25.2%
Returns, $50k–$75k16.6%
Returns, $75k–$100k10.4%
Returns, $100k–$200k14.7%
Returns, $200k or more4.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$243,600
Median gross rent$795
Rent as a share of household income27.2%
Owner-occupied91.5%
Vacant homes34.2%
Median year built1983

What the homes are

Detached house89.5%
Attached house0.9%
2 to 4 units0.8%
Mobile home8.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$416,898as of 2026-07
Typical home value, 1 yearup 7%
Typical home value, 5 yearsup 23.2%
Typical home value, 10 yearsup 85.5%
Typical home value since 2000
200020132026$416,898$107,125

$107,125 in 2000 to $416,898 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.3%
Bachelor's degree or higher32.3%
High school diploma or higher94%
Works from home19.5%
Drives to work alone72.1%
Takes public transport0%
Commutes 45 minutes or more26.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.4% 2 pts below the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes16.2% 3 pts above the national average of 13.2%
High blood pressure40.7% 6.6 pts above the national average of 34.1%
Fair or poor general health20.9% 0.6 pts above the national average of 20.3%
No health insurance (18–64)8% 3.3 pts below the national average of 11.3%
Depression26.1% 4.2 pts above the national average of 21.9%
No leisure-time physical activity23.4% 2 pts below the national average of 25.4%
Arthritis35.3% 10.2 pts above the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication78.2% 3.5 pts above the national average of 74.7%
Cancer (non-skin)11% 3.3 pts above the national average of 7.7%
Current asthma12.6% 2.2 pts above the national average of 10.4%
Coronary heart disease9.1% 2.9 pts above the national average of 6.2%
Routine check-up in past year81.8% 5.1 pts above the national average of 76.7%
Cholesterol screening88.3% 2.4 pts above the national average of 85.9%
Cognitive disability15.8% 1 pts above the national average of 14.8%
Colorectal screening71.6% 7.3 pts above the national average of 64.3%
COPD10.3% 3.7 pts above the national average of 6.6%
Visited a dentist63.6% 2.3 pts above the national average of 61.3%
Any disability33.5% 2.8 pts above the national average of 30.7%
Lacks emotional support22.9% 1.9 pts below the national average of 24.8%
Food insecurity11.7% 5.4 pts below the national average of 17.1%
Received food stamps16.7% 2.4 pts above the national average of 14.3%
Hearing disability9.7% 3 pts above the national average of 6.7%
High cholesterol39.5% 3.3 pts above the national average of 36.2%
Housing insecurity10.1% 3.7 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport8.4% 0.8 pts below the national average of 9.2%
Loneliness31.1% 3.3 pts below the national average of 34.4%
Mammography use76% same as the national average of 75.9%
Poor mental health (14+ days)17.5% 0.7 pts above the national average of 16.8%
Mobility disability16.2% 2.2 pts above the national average of 14%
Poor physical health (14+ days)16.2% 2.7 pts above the national average of 13.5%
Self-care disability4.4% same as the national average of 4%
Utility shut-off threat8% 0.8 pts below the national average of 8.8%
Sleeps under 7 hours31.5% 4.9 pts below the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost10% 3 pts below the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments66
People employed216
Annual payroll$12,912,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 24.7% of US census tracts
FEMA ratingVery Low to Relatively Low across the 2 census tracts this ZIP code covers
Expected annual loss24.8 out of 100
Community resilience78.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather94.2Very High at its worst in this ZIP code
Ice storm88.4Relatively High at its worst in this ZIP code
Landslide88.4Relatively Low at its worst in this ZIP code
Hurricane79Relatively Moderate at its worst in this ZIP code
Drought78.7Relatively Low at its worst in this ZIP code
Wildfire62Very Low at its worst in this ZIP code
Lightning61.9Relatively Moderate at its worst in this ZIP code
Avalanche61.2Very Low at its worst in this ZIP code
Strong wind59.2Relatively Moderate at its worst in this ZIP code
Cold wave46.1Relatively Moderate at its worst in this ZIP code
Hail42.8Relatively Low at its worst in this ZIP code
River flooding36.1Relatively Moderate at its worst in this ZIP code
Earthquake34Very Low at its worst in this ZIP code
Tornado17.8Very Low at its worst in this ZIP code
Heat wave9Very Low at its worst in this ZIP code
Compared with Maine and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMaineUnited States
Median household income$58,267$71,773$78,538
Income per person$38,732$42,035$43,289
Poverty rate17.3%10.8%12.4%
Median home value$243,600$266,400$303,400
Median gross rent$795$1,084$1,348
Homeownership91.5%74%65%
Bachelor's degree or higher32.3%35.3%35%
Unemployment rate6.3%3.9%5.2%
Works from home19.5%14.1%13.5%
Born outside the US1.8%3.9%13.9%
Median age55.744.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBRIDGTON 3 NW, ME US8.5 km away
Rain in a year51 in
Snow in a year84 in

Average high and low by month

January28.1°F / 7.1°F3.52 in rain, 20.6 in snow
February31.3°F / 8.2°F3.64 in rain, 22 in snow
March40.2°F / 18.7°F3.88 in rain, 16.7 in snow
April53.6°F / 30.2°F4.36 in rain, 3.5 in snow
May66.2°F / 42.2°F3.71 in rain
June73°F / 52°F4.65 in rain
July77.9°F / 57.5°F4.25 in rain
August76.4°F / 55.8°F4.2 in rain
September68.9°F / 48°F3.9 in rain
October56.9°F / 36.8°F5.55 in rain, 0.4 in snow
November44.8°F / 27.1°F4.33 in rain, 4.2 in snow
December33.6°F / 16.1°F4.61 in rain, 16.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

School Administrative District 1753.5% of this ZIP code's land area
School Administrative District 7246.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability26more vulnerable than 26% of US census tracts
Socioeconomic status57more vulnerable than 57% of US census tracts
Household characteristics19more vulnerable than 19% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport17more vulnerable than 17% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

04057 North Bridgton, ME3.7 km away
04009 Bridgton, ME8.3 km away
04088 Waterford, ME10.8 km away
04270 Oxford, ME11.5 km away
04268 Norway, ME13.9 km away
04055 Naples, ME16.1 km away
04267 North Waterford, ME16.6 km away
04281 South Paris, ME17.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cumberland County53.5% of this ZIP code's land area
Oxford County46.5% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area62.02 sq mi
Water area4.53 sq mi
Population density48 people per sq mi
Latitude, longitude44.1071, -70.6539

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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