Postal Codes

03886 ZIP Code

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ZIP code 03886 covers Tamworth, New Hampshire, with a population of about 1,322 and a median household income of $77,955.

Population
1,32238 per square mile
Median age
60.221.5 points above the US average
Median household income
$77,95518% below the New Hampshire median
Poverty rate
6.6%5.8 points below the US average
Typical home value
$392,433up 30.2% in five years
Median rent
$1,14220% below the New Hampshire median
Degree or higher
30.2%4.8 points below the US average
Homeownership
81.1%16.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
79

Where 03886 is

Tamworth, New Hampshire — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,322
Median age60.2
Family households59.5%
Born outside the US0.2%
Speaks a language other than English at home3.2%
White (non-Hispanic)99%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.2%
Hispanic or Latino0%
Veterans6.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$77,955
Income per person$44,842
Poverty rate6.6%
Households on SNAP or cash assistance4.5%

Household income distribution

Under $10k0.0%
$10–15k9.7%
$15–20k0.0%
$20–25k0.0%
$25–30k1.2%
$30–35k12.8%
$35–40k0.0%
$40–45k11.5%
$45–50k0.0%
$50–60k3.6%
$60–75k9.4%
$75–100k17.9%
$100–125k16.8%
$125–150k0.7%
$150–200k9.5%
$200k or more6.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed920
Mean adjusted gross income$69,466
Returns declaring $200,000 or more4.3%
Returns, under $25k30.4%
Returns, $25k–$50k27.2%
Returns, $50k–$75k14.1%
Returns, $75k–$100k12.0%
Returns, $100k–$200k12.0%
Returns, $200k or more4.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$360,900
Median gross rent$1,142
Owner-occupied81.1%
Vacant homes43.5%
Median year built1975

What the homes are

Detached house83.6%
5 to 19 units5.6%
20 or more units0.9%
Mobile home9.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$392,433as of 2026-07
Typical home value, 1 yearup 6.3%
Typical home value, 5 yearsup 30.2%
Typical home value, 10 yearsup 124.7%
Typical home value since 2000
200020132026$392,433$94,875

$94,875 in 2000 to $392,433 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher30.2%
High school diploma or higher98.4%
Works from home11.8%
Drives to work alone79.5%
Takes public transport0%
Commutes 45 minutes or more16.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.6% 2.8 pts below the national average of 33.4%
Diagnosed diabetes9.5% 2.5 pts below the national average of 12%
Currently smokes10.5% 2.7 pts below the national average of 13.2%
High blood pressure32.1% 2 pts below the national average of 34.1%
Fair or poor general health13.7% 6.6 pts below the national average of 20.3%
No health insurance (18–64)5.9% 5.4 pts below the national average of 11.3%
Depression22.1% same as the national average of 21.9%
No leisure-time physical activity18.7% 6.7 pts below the national average of 25.4%
Arthritis30% 4.9 pts above the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication80% 5.3 pts above the national average of 74.7%
Cancer (non-skin)11.3% 3.6 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year78.3% 1.6 pts above the national average of 76.7%
Cholesterol screening90.2% 4.3 pts above the national average of 85.9%
Cognitive disability10.8% 4 pts below the national average of 14.8%
Colorectal screening73.9% 9.6 pts above the national average of 64.3%
COPD6.6% same as the national average of 6.6%
Visited a dentist69.7% 8.4 pts above the national average of 61.3%
Any disability23.8% 6.9 pts below the national average of 30.7%
Lacks emotional support19.9% 4.9 pts below the national average of 24.8%
Food insecurity8.1% 9 pts below the national average of 17.1%
Received food stamps5.8% 8.5 pts below the national average of 14.3%
Hearing disability7.8% 1.1 pts above the national average of 6.7%
High cholesterol37% 0.8 pts above the national average of 36.2%
Housing insecurity7.2% 6.6 pts below the national average of 13.8%
Independent living disability6.2% 2.2 pts below the national average of 8.4%
Lacks transport4.9% 4.3 pts below the national average of 9.2%
Loneliness28.2% 6.2 pts below the national average of 34.4%
Mammography use77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)14.2% 2.6 pts below the national average of 16.8%
Mobility disability11.4% 2.6 pts below the national average of 14%
Poor physical health (14+ days)12.2% 1.3 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat4.9% 3.9 pts below the national average of 8.8%
Sleeps under 7 hours33% 3.4 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost9.2% 3.8 pts below the national average of 13%
Vision disability3.7% 1.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments79
People employed415
Annual payroll$18,140,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss66.1 out of 100
Community resilience60.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather93.9Relatively High at its worst in this ZIP code
Landslide93.7Relatively Low at its worst in this ZIP code
River flooding89Relatively High at its worst in this ZIP code
Ice storm88Relatively High at its worst in this ZIP code
Hurricane85.3Relatively Moderate at its worst in this ZIP code
Lightning74.6Relatively Moderate at its worst in this ZIP code
Wildfire71.5Relatively Low at its worst in this ZIP code
Avalanche60.7Very Low at its worst in this ZIP code
Earthquake51.1Relatively Low at its worst in this ZIP code
Strong wind43.5Relatively Low at its worst in this ZIP code
Cold wave43.1Relatively Low at its worst in this ZIP code
Hail30.9Very Low at its worst in this ZIP code
Tornado25.2Very Low at its worst in this ZIP code
Heat wave13.2Very Low at its worst in this ZIP code
Compared with New Hampshire and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew HampshireUnited States
Median household income$77,955$95,628$78,538
Income per person$44,842$50,867$43,289
Poverty rate6.6%7.2%12.4%
Median home value$360,900$367,200$303,400
Median gross rent$1,142$1,423$1,348
Homeownership81.1%72.5%65%
Bachelor's degree or higher30.2%39.8%35%
Unemployment rate0%3.4%5.2%
Works from home11.8%15.1%13.5%
Born outside the US0.2%6.2%13.9%
Median age60.243.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTAMWORTH 4, NH US0.3 km away
Rain in a year52 in
Snow in a year83 in

Average high and low by month

January29.1°F / 7.7°F3.67 in rain, 18.4 in snow
February31.9°F / 8.4°F3.33 in rain, 22.4 in snow
March40.3°F / 17.1°F3.99 in rain, 14 in snow
April53.3°F / 28.7°F4.63 in rain, 4.2 in snow
May65.6°F / 40.3°F3.76 in rain
June73.5°F / 49.6°F4.64 in rain
July78.3°F / 54.7°F4.83 in rain
August76.9°F / 52.5°F4.03 in rain
September69.6°F / 44°F4.33 in rain
October56.6°F / 33.8°F5.71 in rain, 0.6 in snow
November44.7°F / 25°F4.59 in rain, 5.1 in snow
December34.2°F / 15.3°F4.86 in rain, 18.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Tamworth School District92.5% of this ZIP code's land area
Inter-Lakes School District7.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status34more vulnerable than 34% of US census tracts
Household characteristics28more vulnerable than 28% of US census tracts
Racial and ethnic minority status15more vulnerable than 15% of US census tracts
Housing type and transport64more vulnerable than 64% of US census tracts
Walkability6.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

03817 Chocorua, NH3.7 km away
03875 Silver Lake, NH6.2 km away
03883 South Tamworth, NH7 km away
03890 West Ossipee, NH7.9 km away
03897 Wonalancet, NH8.5 km away
03259 North Sandwich, NH9.8 km away
03849 Madison, NH12.6 km away
03814 Center Ossipee, NH14.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carroll County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area34.42 sq mi
Water area0.58 sq mi
Population density38 people per sq mi
Latitude, longitude43.8620, -71.2645

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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