Postal Codes

03470 ZIP Code

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ZIP code 03470 covers Winchester, New Hampshire, with a population of about 5,038 and a median household income of $73,250.

Population
5,03857 per square mile
Median age
43.14.4 points above the US average
Median household income
$73,25023% below the New Hampshire median
Poverty rate
10.4%2 points below the US average
Typical home value
$343,656up 45.6% in five years
Median rent
$1,10622% below the New Hampshire median
Degree or higher
21.4%13.6 points below the US average
Homeownership
73.4%8.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
82

Where 03470 is

Winchester, New Hampshire — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,038
Median age43.1
Family households67.4%
Born outside the US1.3%
Speaks a language other than English at home2.2%
White (non-Hispanic)93.3%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0.1%
Hispanic or Latino2.1%
Veterans6.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$73,250
Income per person$35,701
Poverty rate10.4%
Households on SNAP or cash assistance6.6%

Household income distribution

Under $10k5.8%
$10–15k1.3%
$15–20k7.5%
$20–25k2.3%
$25–30k3.3%
$30–35k2.1%
$35–40k5.6%
$40–45k1.7%
$45–50k6.3%
$50–60k3.6%
$60–75k11.7%
$75–100k11.9%
$100–125k9.5%
$125–150k9.8%
$150–200k12.2%
$200k or more5.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,370
Mean adjusted gross income$63,646
Returns declaring $200,000 or more3%
Returns, under $25k25.7%
Returns, $25k–$50k28.7%
Returns, $50k–$75k16.9%
Returns, $75k–$100k10.5%
Returns, $100k–$200k15.2%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$250,100
Median gross rent$1,106
Rent as a share of household income27.4%
Owner-occupied73.4%
Vacant homes15.5%
Median year built1981

What the homes are

Detached house68.7%
Attached house0.4%
2 to 4 units12.9%
5 to 19 units7%
20 or more units0.8%
Mobile home10.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$343,656as of 2026-07
Typical home value, 1 yearup 1.8%
Typical home value, 5 yearsup 45.6%
Typical home value, 10 yearsup 132.5%
Typical home value since 2000
200020132026$343,656$88,853

$88,853 in 2000 to $343,656 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.4%
Bachelor's degree or higher21.4%
High school diploma or higher90.4%
Works from home7.9%
Drives to work alone81.9%
Takes public transport0.2%
Commutes 45 minutes or more12.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.7% same as the national average of 33.4%
Diagnosed diabetes11.8% same as the national average of 12%
Currently smokes16.3% 3.1 pts above the national average of 13.2%
High blood pressure37.4% 3.3 pts above the national average of 34.1%
Fair or poor general health20.6% same as the national average of 20.3%
No health insurance (18–64)8.6% 2.7 pts below the national average of 11.3%
Depression24.9% 3 pts above the national average of 21.9%
No leisure-time physical activity25.9% 0.5 pts above the national average of 25.4%
Arthritis33.4% 8.3 pts above the national average of 25.1%
Binge drinking14.7% 1.3 pts below the national average of 16%
Taking blood pressure medication78.1% 3.4 pts above the national average of 74.7%
Cancer (non-skin)10.6% 2.9 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease7.9% 1.7 pts above the national average of 6.2%
Routine check-up in past year74.9% 1.8 pts below the national average of 76.7%
Cholesterol screening86.7% 0.8 pts above the national average of 85.9%
Cognitive disability15.5% 0.7 pts above the national average of 14.8%
Colorectal screening64.8% 0.5 pts above the national average of 64.3%
COPD9.7% 3.1 pts above the national average of 6.6%
Visited a dentist59.5% 1.8 pts below the national average of 61.3%
Any disability33.9% 3.2 pts above the national average of 30.7%
Lacks emotional support23.5% 1.3 pts below the national average of 24.8%
Food insecurity14.3% 2.8 pts below the national average of 17.1%
Received food stamps11.9% 2.4 pts below the national average of 14.3%
Hearing disability9.2% 2.5 pts above the national average of 6.7%
High cholesterol35.2% 1 pts below the national average of 36.2%
Housing insecurity10.8% 3 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness30.6% 3.8 pts below the national average of 34.4%
Mammography use73.9% 2 pts below the national average of 75.9%
Poor mental health (14+ days)17.4% 0.6 pts above the national average of 16.8%
Mobility disability15.9% 1.9 pts above the national average of 14%
Poor physical health (14+ days)15.6% 2.1 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours35.1% 1.3 pts below the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost16.5% 3.5 pts above the national average of 13%
Vision disability5.6% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments82
People employed709
Annual payroll$30,171,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.9% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 2 census tracts this ZIP code covers
Expected annual loss50.3 out of 100
Community resilience54 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide92.4Relatively Low at its worst in this ZIP code
Lightning88.1Relatively High at its worst in this ZIP code
Ice storm85.1Relatively Moderate at its worst in this ZIP code
Hurricane72.5Relatively Low at its worst in this ZIP code
River flooding67.4Relatively High at its worst in this ZIP code
Wildfire64.4Very Low at its worst in this ZIP code
Winter weather59Relatively Moderate at its worst in this ZIP code
Cold wave54.8Relatively Moderate at its worst in this ZIP code
Hail52.9Relatively Low at its worst in this ZIP code
Strong wind52.3Relatively Moderate at its worst in this ZIP code
Tornado51.1Relatively Low at its worst in this ZIP code
Heat wave35.2Relatively Low at its worst in this ZIP code
Earthquake32.8Very Low at its worst in this ZIP code
Compared with New Hampshire and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew HampshireUnited States
Median household income$73,250$95,628$78,538
Income per person$35,701$50,867$43,289
Poverty rate10.4%7.2%12.4%
Median home value$250,100$367,200$303,400
Median gross rent$1,106$1,423$1,348
Homeownership73.4%72.5%65%
Bachelor's degree or higher21.4%39.8%35%
Unemployment rate7.4%3.4%5.2%
Works from home7.9%15.1%13.5%
Born outside the US1.3%6.2%13.9%
Median age43.143.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationKEENE, NH US17.9 km away
Rain in a year46 in
Snow in a year60 in

Average high and low by month

January30.4°F / 10.4°F3.12 in rain, 15.2 in snow
February34.3°F / 11.4°F2.77 in rain, 14.4 in snow
March43°F / 19.7°F3.35 in rain, 11 in snow
April56.6°F / 30.1°F3.39 in rain, 2.2 in snow
May68.6°F / 41°F3.77 in rain
June76.9°F / 50.7°F4.41 in rain
July81.9°F / 56°F4.49 in rain
August80.5°F / 54.4°F4.28 in rain
September73.2°F / 47°F4.26 in rain
October59.8°F / 35.7°F4.86 in rain, 0.2 in snow
November46.7°F / 26.8°F3.49 in rain, 2.4 in snow
December35.6°F / 17.8°F3.92 in rain, 14.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Winchester School District57.4% of this ZIP code's land area
Monadnock Regional School District42.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability52more vulnerable than 52% of US census tracts
Socioeconomic status73more vulnerable than 73% of US census tracts
Household characteristics22more vulnerable than 22% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport57more vulnerable than 57% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

03446 Swanzey, NH7 km away
03441 Ashuelot, NH7.5 km away
03469 West Swanzey, NH10.8 km away
01378 Warwick, MA12.4 km away
03451 Hinsdale, NH13.1 km away
01360 Northfield, MA13.3 km away
05354 Vernon, VT13.9 km away
03465 Troy, NH14.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cheshire County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area88.22 sq mi
Water area0.75 sq mi
Population density57 people per sq mi
Latitude, longitude42.7788, -72.3440

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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