Postal Codes

03462 ZIP Code

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ZIP code 03462 covers Spofford, New Hampshire, with a population of about 1,760.

Population
1,76091 per square mile
Median age
45.26.5 points above the US average
Poverty rate
4.9%7.5 points below the US average
Typical home value
$481,201up 31.4% in five years
Degree or higher
47.7%12.7 points above the US average
Homeownership
75.3%10.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
26

Where 03462 is

Spofford, New Hampshire — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,760
Median age45.2
Family households78%
Born outside the US2.6%
Speaks a language other than English at home0%
White (non-Hispanic)96.1%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans14.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$48,601
Poverty rate4.9%
Households on SNAP or cash assistance8.1%

Household income distribution

Under $10k9.6%
$10–15k0.0%
$15–20k0.0%
$20–25k0.0%
$25–30k0.0%
$30–35k11.8%
$35–40k0.0%
$40–45k11.8%
$45–50k2.6%
$50–60k0.0%
$60–75k9.4%
$75–100k3.7%
$100–125k8.9%
$125–150k16.6%
$150–200k9.8%
$200k or more15.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed890
Mean adjusted gross income$124,253
Returns declaring $200,000 or more12.4%
Returns, under $25k18.0%
Returns, $25k–$50k19.1%
Returns, $50k–$75k14.6%
Returns, $75k–$100k13.5%
Returns, $100k–$200k22.5%
Returns, $200k or more12.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$313,700
Owner-occupied75.3%
Vacant homes27.7%
Median year built1980

What the homes are

Detached house86.3%
5 to 19 units6.8%
20 or more units7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$481,201as of 2026-07
Typical home value, 1 yearup 1.5%
Typical home value, 5 yearsup 31.4%
Typical home value, 10 yearsup 94.1%
Typical home value since 2000
201220192026$481,201$247,014

$251,598 in 2012 to $481,201 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.5%
Bachelor's degree or higher47.7%
High school diploma or higher94.6%
Works from home21.7%
Drives to work alone54.5%
Takes public transport0%
Commutes 45 minutes or more3.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.1% 3.3 pts below the national average of 33.4%
Diagnosed diabetes10% 2 pts below the national average of 12%
Currently smokes11.1% 2.1 pts below the national average of 13.2%
High blood pressure35.4% 1.3 pts above the national average of 34.1%
Fair or poor general health14.9% 5.4 pts below the national average of 20.3%
No health insurance (18–64)5.7% 5.6 pts below the national average of 11.3%
Depression22.4% 0.5 pts above the national average of 21.9%
No leisure-time physical activity19.6% 5.8 pts below the national average of 25.4%
Arthritis31.9% 6.8 pts above the national average of 25.1%
Binge drinking15% 1 pts below the national average of 16%
Taking blood pressure medication78.9% 4.2 pts above the national average of 74.7%
Cancer (non-skin)11.8% 4.1 pts above the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year76.9% same as the national average of 76.7%
Cholesterol screening90.2% 4.3 pts above the national average of 85.9%
Cognitive disability11.4% 3.4 pts below the national average of 14.8%
Colorectal screening70.3% 6 pts above the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist69.1% 7.8 pts above the national average of 61.3%
Any disability27.5% 3.2 pts below the national average of 30.7%
Lacks emotional support20.5% 4.3 pts below the national average of 24.8%
Food insecurity8.2% 8.9 pts below the national average of 17.1%
Received food stamps6% 8.3 pts below the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol35.2% 1 pts below the national average of 36.2%
Housing insecurity7% 6.8 pts below the national average of 13.8%
Independent living disability6.4% 2 pts below the national average of 8.4%
Lacks transport5.1% 4.1 pts below the national average of 9.2%
Loneliness27.6% 6.8 pts below the national average of 34.4%
Mammography use78% 2.1 pts above the national average of 75.9%
Poor mental health (14+ days)14.2% 2.6 pts below the national average of 16.8%
Mobility disability12.2% 1.8 pts below the national average of 14%
Poor physical health (14+ days)12.5% 1 pts below the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Utility shut-off threat5% 3.8 pts below the national average of 8.8%
Sleeps under 7 hours32.4% 4 pts below the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost9% 4 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments26
People employed144
Annual payroll$6,448,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 47% of US census tracts
FEMA ratingRelatively Low
Expected annual loss54.4 out of 100
Community resilience54 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.4Relatively Moderate at its worst in this ZIP code
Lightning92.7Relatively High at its worst in this ZIP code
Ice storm85.2Relatively Moderate at its worst in this ZIP code
Hurricane74.9Relatively Low at its worst in this ZIP code
River flooding71.4Relatively Moderate at its worst in this ZIP code
Winter weather65.9Relatively Moderate at its worst in this ZIP code
Cold wave60.8Relatively Moderate at its worst in this ZIP code
Strong wind59.8Relatively Moderate at its worst in this ZIP code
Wildfire58.9Very Low at its worst in this ZIP code
Hail56.4Relatively Low at its worst in this ZIP code
Tornado53.9Relatively Moderate at its worst in this ZIP code
Heat wave43.6Relatively Low at its worst in this ZIP code
Earthquake40.5Very Low at its worst in this ZIP code
Compared with New Hampshire and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew HampshireUnited States
Median household income$95,628$78,538
Income per person$48,601$50,867$43,289
Poverty rate4.9%7.2%12.4%
Median home value$313,700$367,200$303,400
Median gross rent$1,423$1,348
Homeownership75.3%72.5%65%
Bachelor's degree or higher47.7%39.8%35%
Unemployment rate5.5%3.4%5.2%
Works from home21.7%15.1%13.5%
Born outside the US2.6%6.2%13.9%
Median age45.243.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationKEENE, NH US7.6 km away
Rain in a year46 in
Snow in a year60 in

Average high and low by month

January30.4°F / 10.4°F3.12 in rain, 15.2 in snow
February34.3°F / 11.4°F2.77 in rain, 14.4 in snow
March43°F / 19.7°F3.35 in rain, 11 in snow
April56.6°F / 30.1°F3.39 in rain, 2.2 in snow
May68.6°F / 41°F3.77 in rain
June76.9°F / 50.7°F4.41 in rain
July81.9°F / 56°F4.49 in rain
August80.5°F / 54.4°F4.28 in rain
September73.2°F / 47°F4.26 in rain
October59.8°F / 35.7°F4.86 in rain, 0.2 in snow
November46.7°F / 26.8°F3.49 in rain, 2.4 in snow
December35.6°F / 17.8°F3.92 in rain, 14.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Chesterfield School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability34more vulnerable than 34% of US census tracts
Socioeconomic status32more vulnerable than 32% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status3more vulnerable than 3% of US census tracts
Housing type and transport51more vulnerable than 51% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

03443 Chesterfield, NH4.8 km away
03467 Westmoreland, NH6.7 km away
03466 West Chesterfield, NH8.3 km away
03469 West Swanzey, NH8.9 km away
03446 Swanzey, NH10.2 km away
03431 Keene, NH10.9 km away
03435 Keene, NH11 km away
05302 Brattleboro, VT13.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cheshire County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area19.36 sq mi
Water area1.31 sq mi
Population density91 people per sq mi
Latitude, longitude42.9120, -72.4103

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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