Postal Codes

03304 ZIP Code

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ZIP code 03304 covers Bow, New Hampshire, with a population of about 8,295 and a median household income of $161,482.

Population
8,295294 per square mile
Median age
40.61.9 points above the US average
Median household income
$161,4821.7× the New Hampshire median
Poverty rate
2.2%10.2 points below the US average
Typical home value
$638,672up 39.8% in five years
Median rent
$1,465about the New Hampshire median
Degree or higher
61.3%26.3 points above the US average
Homeownership
90.4%25.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
241

Where 03304 is

Bow, New Hampshire — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,295
Median age40.6
Family households84.2%
Born outside the US5%
Speaks a language other than English at home4.6%
White (non-Hispanic)93.6%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)1.4%
Hispanic or Latino1.8%
Veterans6.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$161,482
Income per person$66,578
Poverty rate2.2%
Households on SNAP or cash assistance1.4%

Household income distribution

Under $10k1.9%
$10–15k0.7%
$15–20k0.8%
$20–25k1.2%
$25–30k1.6%
$30–35k1.2%
$35–40k1.2%
$40–45k0.9%
$45–50k0.6%
$50–60k2.4%
$60–75k5.2%
$75–100k9.8%
$100–125k8.3%
$125–150k6.6%
$150–200k20.9%
$200k or more36.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,080
Mean adjusted gross income$140,048
Returns declaring $200,000 or more17.9%
Returns, under $25k19.6%
Returns, $25k–$50k13.2%
Returns, $50k–$75k10.8%
Returns, $75k–$100k9.8%
Returns, $100k–$200k28.7%
Returns, $200k or more17.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$443,700
Median gross rent$1,465
Rent as a share of household income29.3%
Owner-occupied90.4%
Vacant homes1.8%
Median year built1984

What the homes are

Detached house90.5%
Attached house3.8%
2 to 4 units0.9%
20 or more units4.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$638,672as of 2026-07
Typical home value, 1 yearup 6.4%
Typical home value, 5 yearsup 39.8%
Typical home value, 10 yearsup 112.4%
Typical home value since 2000
200020132026$638,672$165,281

$165,281 in 2000 to $638,672 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.7%
Bachelor's degree or higher61.3%
High school diploma or higher98.4%
Works from home20.3%
Drives to work alone72.1%
Takes public transport0.4%
Commutes 45 minutes or more13.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.4% 3 pts below the national average of 33.4%
Diagnosed diabetes7.6% 4.4 pts below the national average of 12%
Currently smokes7.5% 5.7 pts below the national average of 13.2%
High blood pressure29.5% 4.6 pts below the national average of 34.1%
Fair or poor general health10.7% 9.6 pts below the national average of 20.3%
No health insurance (18–64)4.4% 6.9 pts below the national average of 11.3%
Depression22.1% same as the national average of 21.9%
No leisure-time physical activity15% 10.4 pts below the national average of 25.4%
Arthritis26.6% 1.5 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication76.3% 1.6 pts above the national average of 74.7%
Cancer (non-skin)10.3% 2.6 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease5% 1.2 pts below the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening91.2% 5.3 pts above the national average of 85.9%
Cognitive disability9.4% 5.4 pts below the national average of 14.8%
Colorectal screening72.2% 7.9 pts above the national average of 64.3%
COPD4.6% 2 pts below the national average of 6.6%
Visited a dentist76.2% 14.9 pts above the national average of 61.3%
Any disability21.8% 8.9 pts below the national average of 30.7%
Lacks emotional support18.5% 6.3 pts below the national average of 24.8%
Food insecurity5.6% 11.5 pts below the national average of 17.1%
Received food stamps3.7% 10.6 pts below the national average of 14.3%
Hearing disability6.1% 0.6 pts below the national average of 6.7%
High cholesterol32.9% 3.3 pts below the national average of 36.2%
Housing insecurity5.7% 8.1 pts below the national average of 13.8%
Independent living disability5% 3.4 pts below the national average of 8.4%
Lacks transport3.9% 5.3 pts below the national average of 9.2%
Loneliness26.5% 7.9 pts below the national average of 34.4%
Mammography use84.8% 8.9 pts above the national average of 75.9%
Poor mental health (14+ days)13.1% 3.7 pts below the national average of 16.8%
Mobility disability9.2% 4.8 pts below the national average of 14%
Poor physical health (14+ days)9.6% 3.9 pts below the national average of 13.5%
Self-care disability2.2% 1.8 pts below the national average of 4%
Utility shut-off threat3.8% 5 pts below the national average of 8.8%
Sleeps under 7 hours30.9% 5.5 pts below the national average of 36.4%
Stroke2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost6.5% 6.5 pts below the national average of 13%
Vision disability2.7% 2.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments241
People employed3,446
Annual payroll$250,161,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 24.7% of US census tracts
FEMA ratingVery Low to Relatively Low across the 2 census tracts this ZIP code covers
Expected annual loss44.5 out of 100
Community resilience73.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm87Relatively Moderate at its worst in this ZIP code
Landslide81Relatively Low at its worst in this ZIP code
Hurricane78.6Relatively Moderate at its worst in this ZIP code
Lightning76.8Relatively High at its worst in this ZIP code
Wildfire71.2Relatively Low at its worst in this ZIP code
Winter weather66.4Relatively Moderate at its worst in this ZIP code
Strong wind47.6Relatively Low at its worst in this ZIP code
Earthquake44.5Relatively Low at its worst in this ZIP code
Tornado44.4Relatively Low at its worst in this ZIP code
River flooding42.2Relatively Moderate at its worst in this ZIP code
Hail39.5Relatively Low at its worst in this ZIP code
Cold wave34Relatively Low at its worst in this ZIP code
Heat wave29.4Relatively Low at its worst in this ZIP code
Compared with New Hampshire and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew HampshireUnited States
Median household income$161,482$95,628$78,538
Income per person$66,578$50,867$43,289
Poverty rate2.2%7.2%12.4%
Median home value$443,700$367,200$303,400
Median gross rent$1,465$1,423$1,348
Homeownership90.4%72.5%65%
Bachelor's degree or higher61.3%39.8%35%
Unemployment rate2.7%3.4%5.2%
Works from home20.3%15.1%13.5%
Born outside the US5%6.2%13.9%
Median age40.643.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCONCORD MUNI AP, NH US7.2 km away
Rain in a year42 in
Snow in a year68 in

Average high and low by month

January31.6°F / 12.9°F2.8 in rain, 17.1 in snow
February34.8°F / 14.7°F2.75 in rain, 16.9 in snow
March43.6°F / 23.3°F3.28 in rain, 13.6 in snow
April57.5°F / 33.3°F3.43 in rain, 2.5 in snow
May69.3°F / 44.1°F3.47 in rain
June77.8°F / 53.7°F3.77 in rain
July83°F / 59.2°F3.62 in rain
August81.7°F / 57.2°F3.63 in rain
September73.7°F / 49°F3.63 in rain
October60.9°F / 37.8°F4.43 in rain, 0.8 in snow
November48.4°F / 28.7°F3.44 in rain, 2.5 in snow
December37.1°F / 19.5°F3.7 in rain, 14.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Bow School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability4more vulnerable than 4% of US census tracts
Socioeconomic status2more vulnerable than 2% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport12more vulnerable than 12% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

03046 Dunbarton, NH7.1 km away
03305 Concord, NH8.6 km away
03301 Concord, NH9 km away
03275 Suncook, NH10.6 km away
03106 Hooksett, NH11.8 km away
03045 Goffstown, NH13.4 km away
03229 Contoocook, NH14 km away
03281 Weare, NH14.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Merrimack County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area28.17 sq mi
Water area0.38 sq mi
Population density294 people per sq mi
Latitude, longitude43.1388, -71.5448

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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