Postal Codes

03055 ZIP Code

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ZIP code 03055 covers Milford, New Hampshire, with a population of about 16,258 and a median household income of $94,514.

Population
16,258640 per square mile
Median age
37.80.9 points below the US average
Median household income
$94,514about the New Hampshire median
Poverty rate
4.1%8.3 points below the US average
Typical home value
$521,913up 36.6% in five years
Median rent
$1,5691.1× the New Hampshire median
Degree or higher
34.4%0.6 points below the US average
Homeownership
64.4%0.6 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
410

Where 03055 is

Milford, New Hampshire — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population16,258
Median age37.8
Family households64.9%
Born outside the US6.6%
Speaks a language other than English at home8.8%
White (non-Hispanic)88%
Black (non-Hispanic)0.7%
Asian (non-Hispanic)1.8%
Hispanic or Latino2.1%
Veterans8.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$94,514
Income per person$48,096
Poverty rate4.1%
Households on SNAP or cash assistance6.2%

Household income distribution

Under $10k1.3%
$10–15k3.1%
$15–20k2.7%
$20–25k0.6%
$25–30k1.1%
$30–35k1.6%
$35–40k3.9%
$40–45k1.5%
$45–50k1.8%
$50–60k8.7%
$60–75k9.1%
$75–100k16.3%
$100–125k11.4%
$125–150k8.3%
$150–200k15.0%
$200k or more13.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,660
Mean adjusted gross income$87,119
Returns declaring $200,000 or more6.7%
Returns, under $25k21.5%
Returns, $25k–$50k21.0%
Returns, $50k–$75k16.6%
Returns, $75k–$100k11.0%
Returns, $100k–$200k23.2%
Returns, $200k or more6.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$363,500
Median gross rent$1,569
Rent as a share of household income27.6%
Owner-occupied64.4%
Vacant homes3.8%
Median year built1982

What the homes are

Detached house49.7%
Attached house6.9%
2 to 4 units19.3%
5 to 19 units5%
20 or more units13.6%
Mobile home5.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$521,913as of 2026-07
Typical home value, 1 yearup 2.3%
Typical home value, 5 yearsup 36.6%
Typical home value, 10 yearsup 112.5%
Typical asking rent$1,944as of 2026-07
Typical home value since 2000
201620212026$521,913$245,574

$245,574 in 2016 to $521,913 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2%
Bachelor's degree or higher34.4%
High school diploma or higher95.9%
Works from home14.6%
Drives to work alone76.4%
Takes public transport0.6%
Commutes 45 minutes or more18.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.1% same as the national average of 33.4%
Diagnosed diabetes8.6% 3.4 pts below the national average of 12%
Currently smokes10.9% 2.3 pts below the national average of 13.2%
High blood pressure30.8% 3.3 pts below the national average of 34.1%
Fair or poor general health14.1% 6.2 pts below the national average of 20.3%
No health insurance (18–64)6.5% 4.8 pts below the national average of 11.3%
Depression22.5% 0.6 pts above the national average of 21.9%
No leisure-time physical activity21.4% 4 pts below the national average of 25.4%
Arthritis26% 0.9 pts above the national average of 25.1%
Binge drinking16.8% 0.8 pts above the national average of 16%
Taking blood pressure medication76.2% 1.5 pts above the national average of 74.7%
Cancer (non-skin)9% 1.3 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease5.3% 0.9 pts below the national average of 6.2%
Routine check-up in past year77.3% 0.6 pts above the national average of 76.7%
Cholesterol screening88.1% 2.2 pts above the national average of 85.9%
Cognitive disability12.5% 2.3 pts below the national average of 14.8%
Colorectal screening69.9% 5.6 pts above the national average of 64.3%
COPD5.7% 0.9 pts below the national average of 6.6%
Visited a dentist68.8% 7.5 pts above the national average of 61.3%
Any disability25.7% 5 pts below the national average of 30.7%
Lacks emotional support23.7% 1.1 pts below the national average of 24.8%
Food insecurity9.2% 7.9 pts below the national average of 17.1%
Received food stamps6% 8.3 pts below the national average of 14.3%
Hearing disability6.5% same as the national average of 6.7%
High cholesterol33.7% 2.5 pts below the national average of 36.2%
Housing insecurity8.4% 5.4 pts below the national average of 13.8%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Lacks transport5.6% 3.6 pts below the national average of 9.2%
Loneliness33.3% 1.1 pts below the national average of 34.4%
Mammography use79.2% 3.3 pts above the national average of 75.9%
Poor mental health (14+ days)16% 0.8 pts below the national average of 16.8%
Mobility disability10.7% 3.3 pts below the national average of 14%
Poor physical health (14+ days)11.4% 2.1 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat5.5% 3.3 pts below the national average of 8.8%
Sleeps under 7 hours34.8% 1.6 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost10.2% 2.8 pts below the national average of 13%
Vision disability3.5% 2.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments410
People employed6,504
Annual payroll$354,718,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.4% of US census tracts
FEMA ratingVery Low to Relatively Low across the 4 census tracts this ZIP code covers
Expected annual loss49.3 out of 100
Community resilience52.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought84.3Relatively Low at its worst in this ZIP code
Landslide82.9Relatively Low at its worst in this ZIP code
Ice storm80.3Relatively Moderate at its worst in this ZIP code
Hurricane78.9Relatively Moderate at its worst in this ZIP code
Wildfire75.2Relatively Low at its worst in this ZIP code
Lightning63.1Relatively Moderate at its worst in this ZIP code
Winter weather61.7Relatively Moderate at its worst in this ZIP code
Strong wind58.6Relatively Moderate at its worst in this ZIP code
River flooding54.7Relatively Moderate at its worst in this ZIP code
Tornado48.6Relatively Low at its worst in this ZIP code
Earthquake47.1Relatively Low at its worst in this ZIP code
Hail41.3Relatively Low at its worst in this ZIP code
Cold wave34Relatively Low at its worst in this ZIP code
Heat wave14.4Very Low at its worst in this ZIP code
Compared with New Hampshire and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew HampshireUnited States
Median household income$94,514$95,628$78,538
Income per person$48,096$50,867$43,289
Poverty rate4.1%7.2%12.4%
Median home value$363,500$367,200$303,400
Median gross rent$1,569$1,423$1,348
Homeownership64.4%72.5%65%
Bachelor's degree or higher34.4%39.8%35%
Unemployment rate2%3.4%5.2%
Works from home14.6%15.1%13.5%
Born outside the US6.6%6.2%13.9%
Median age37.843.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMILFORD, NH US1.6 km away
Rain in a year46 in
Snow in a year57 in

Average high and low by month

January33.2°F / 14.3°F3.03 in rain, 15.4 in snow
February36.2°F / 14.9°F2.99 in rain, 11.5 in snow
March44.6°F / 23.5°F3.79 in rain, 14.4 in snow
April58.3°F / 34.3°F4.15 in rain, 2.3 in snow
May69.2°F / 44.9°F3.35 in rain
June77.5°F / 54.8°F4.03 in rain
July83.4°F / 60.1°F3.73 in rain
August81.2°F / 57.6°F3.68 in rain
September72.7°F / 50°F4.04 in rain
October60.4°F / 37.7°F4.88 in rain, 0.1 in snow
November48.9°F / 28.4°F3.92 in rain, 1.1 in snow
December38.1°F / 20°F4.45 in rain, 12.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarket14% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Milford School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status19more vulnerable than 19% of US census tracts
Household characteristics24more vulnerable than 24% of US census tracts
Racial and ethnic minority status12more vulnerable than 12% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability6.6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

03031 Amherst, NH5.4 km away
03086 Wilton, NH7.7 km away
03057 Mont Vernon, NH7.8 km away
03033 Brookline, NH10 km away
03049 Hollis, NH11.2 km away
03082 Lyndeborough, NH11.9 km away
03048 Greenville, NH12.2 km away
03054 Merrimack, NH12.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hillsborough County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area25.41 sq mi
Water area0.06 sq mi
Population density640 people per sq mi
Latitude, longitude42.8285, -71.6606

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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