Postal Codes

02865 ZIP Code

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ZIP code 02865 covers Lincoln, Rhode Island, with a population of about 18,033 and a median household income of $117,042.

Population
18,0331,095 per square mile
Median age
44.65.9 points above the US average
Median household income
$117,0421.4× the Rhode Island median
Poverty rate
5.8%6.6 points below the US average
Typical home value
$579,111up 32.2% in five years
Median rent
$1,2065% below the Rhode Island median
Degree or higher
48.3%13.3 points above the US average
Homeownership
77%12 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
594

Where 02865 is

Lincoln, Rhode Island — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population18,033
Median age44.6
Family households67.7%
Born outside the US10.6%
Speaks a language other than English at home15.9%
White (non-Hispanic)82.4%
Black (non-Hispanic)0.6%
Asian (non-Hispanic)5.5%
Hispanic or Latino5.8%
Veterans6.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$117,042
Income per person$53,973
Poverty rate5.8%
Households on SNAP or cash assistance4.6%

Household income distribution

Under $10k1.3%
$10–15k3.0%
$15–20k1.6%
$20–25k3.0%
$25–30k2.4%
$30–35k2.1%
$35–40k4.5%
$40–45k1.8%
$45–50k2.7%
$50–60k4.6%
$60–75k6.2%
$75–100k9.9%
$100–125k9.2%
$125–150k13.7%
$150–200k16.4%
$200k or more17.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed9,720
Mean adjusted gross income$124,475
Returns declaring $200,000 or more12.6%
Returns, under $25k23.1%
Returns, $25k–$50k16.6%
Returns, $50k–$75k14.5%
Returns, $75k–$100k10.9%
Returns, $100k–$200k22.3%
Returns, $200k or more12.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$427,700
Median gross rent$1,206
Rent as a share of household income25.5%
Owner-occupied77%
Vacant homes2.5%
Median year built1967

What the homes are

Detached house67.9%
Attached house5.7%
2 to 4 units13.8%
5 to 19 units8.6%
20 or more units3.4%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$579,111as of 2026-07
Typical home value, 1 yearup 5.1%
Typical home value, 5 yearsup 32.2%
Typical home value, 10 yearsup 94.4%
Typical home value since 2000
200020132026$579,111$169,726

$169,726 in 2000 to $579,111 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.5%
Bachelor's degree or higher48.3%
High school diploma or higher92.1%
Works from home14.7%
Drives to work alone79.8%
Takes public transport0.8%
Commutes 45 minutes or more11.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.2% 4.2 pts below the national average of 33.4%
Diagnosed diabetes10.1% 1.9 pts below the national average of 12%
Currently smokes9.8% 3.4 pts below the national average of 13.2%
High blood pressure33.2% 0.9 pts below the national average of 34.1%
Fair or poor general health14.5% 5.8 pts below the national average of 20.3%
No health insurance (18–64)5.5% 5.8 pts below the national average of 11.3%
Depression22.8% 0.9 pts above the national average of 21.9%
No leisure-time physical activity22.6% 2.8 pts below the national average of 25.4%
Arthritis26.2% 1.1 pts above the national average of 25.1%
Binge drinking16.5% 0.5 pts above the national average of 16%
Taking blood pressure medication79.5% 4.8 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma12.1% 1.7 pts above the national average of 10.4%
Coronary heart disease6.2% same as the national average of 6.2%
Routine check-up in past year85% 8.3 pts above the national average of 76.7%
Cholesterol screening91.6% 5.7 pts above the national average of 85.9%
Cognitive disability12% 2.8 pts below the national average of 14.8%
Colorectal screening73.7% 9.4 pts above the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist74.2% 12.9 pts above the national average of 61.3%
Any disability25.9% 4.8 pts below the national average of 30.7%
Lacks emotional support20.8% 4 pts below the national average of 24.8%
Food insecurity10.6% 6.5 pts below the national average of 17.1%
Received food stamps8.8% 5.5 pts below the national average of 14.3%
Hearing disability6.4% same as the national average of 6.7%
High cholesterol35.6% 0.6 pts below the national average of 36.2%
Housing insecurity9.7% 4.1 pts below the national average of 13.8%
Independent living disability6.8% 1.6 pts below the national average of 8.4%
Lacks transport5.8% 3.4 pts below the national average of 9.2%
Loneliness34.3% same as the national average of 34.4%
Mammography use85.2% 9.3 pts above the national average of 75.9%
Poor mental health (14+ days)15.6% 1.2 pts below the national average of 16.8%
Mobility disability11.5% 2.5 pts below the national average of 14%
Poor physical health (14+ days)12.4% 1.1 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat5.8% 3 pts below the national average of 8.8%
Sleeps under 7 hours33.9% 2.5 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost9.4% 3.6 pts below the national average of 13%
Vision disability3.7% 1.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments594
People employed14,564
Annual payroll$952,778,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 50.7% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss57.2 out of 100
Community resilience52.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide83.9Relatively Low at its worst in this ZIP code
Hurricane79Relatively Moderate at its worst in this ZIP code
River flooding73.6Relatively High at its worst in this ZIP code
Heat wave69.4Relatively Moderate at its worst in this ZIP code
Ice storm64.3Relatively Moderate at its worst in this ZIP code
Earthquake63.3Relatively Low at its worst in this ZIP code
Cold wave56.8Relatively Moderate at its worst in this ZIP code
Hail56Relatively Low at its worst in this ZIP code
Wildfire49.6Very Low at its worst in this ZIP code
Tornado44.4Relatively Low at its worst in this ZIP code
Lightning41.8Relatively Low at its worst in this ZIP code
Drought40.2Very Low at its worst in this ZIP code
Winter weather25.5Relatively Low at its worst in this ZIP code
Strong wind24.6Relatively Low at its worst in this ZIP code
Compared with Rhode Island and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPRhode IslandUnited States
Median household income$117,042$86,372$78,538
Income per person$53,973$45,919$43,289
Poverty rate5.8%10.9%12.4%
Median home value$427,700$368,800$303,400
Median gross rent$1,206$1,273$1,348
Homeownership77%63.3%65%
Bachelor's degree or higher48.3%37.3%35%
Unemployment rate5.5%5.7%5.2%
Works from home14.7%11.4%13.5%
Born outside the US10.6%14.8%13.9%
Median age44.640.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWOONSOCKET, RI US9.6 km away
Rain in a year52 in
Snow in a year42 in

Average high and low by month

January37.8°F / 18.8°F4.37 in rain, 12.3 in snow
February39.9°F / 21.1°F3.67 in rain, 10.7 in snow
March47.3°F / 28.2°F4.89 in rain, 7.6 in snow
April59.8°F / 38°F4.71 in rain, 1.9 in snow
May69.9°F / 47.9°F3.64 in rain
June78.5°F / 57.3°F4.26 in rain
July84°F / 63.3°F3.62 in rain
August82.5°F / 61.7°F4.01 in rain
September75.4°F / 54.4°F4.17 in rain
October63.9°F / 42°F5.08 in rain, 0.1 in snow
November53.4°F / 33.2°F4.22 in rain, 1 in snow
December43°F / 24.6°F5.27 in rain, 7.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket89% of this ZIP code's area
No vehicle and far from a supermarket27% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Lincoln School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability42more vulnerable than 42% of US census tracts
Socioeconomic status29more vulnerable than 29% of US census tracts
Household characteristics66more vulnerable than 66% of US census tracts
Racial and ethnic minority status27more vulnerable than 27% of US census tracts
Housing type and transport56more vulnerable than 56% of US census tracts
Walkability9.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

02863 Central Falls, RI4 km away
02864 Cumberland, RI4.7 km away
02802 Albion, RI5 km away
02860 Pawtucket, RI5.4 km away
02904 Providence, RI6.1 km away
02911 North Providence, RI6.8 km away
02861 Pawtucket, RI7.2 km away
02917 Smithfield, RI7.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Providence County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area16.47 sq mi
Water area0.72 sq mi
Population density1,095 people per sq mi
Latitude, longitude41.9089, -71.4348

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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