Postal Codes

02186 ZIP Code

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ZIP code 02186 covers Milton, Massachusetts, with a population of about 28,716 and a median household income of $177,222.

Population
28,7162,097 per square mile
Median age
40.11.4 points above the US average
Median household income
$177,2221.7× the Massachusetts median
Poverty rate
5.5%6.9 points below the US average
Typical home value
$1,098,262up 24.2% in five years
Median rent
$1,5458% below the Massachusetts median
Degree or higher
70.3%35.3 points above the US average
Homeownership
84.3%19.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
486

Where 02186 is

Milton, Massachusetts — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,716
Median age40.1
Family households78.1%
Born outside the US14.2%
Speaks a language other than English at home17.5%
White (non-Hispanic)71.5%
Black (non-Hispanic)14.3%
Asian (non-Hispanic)5.9%
Hispanic or Latino3.4%
Veterans3.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$177,222
Income per person$72,473
Poverty rate5.5%
Households on SNAP or cash assistance5.9%

Household income distribution

Under $10k3.3%
$10–15k1.4%
$15–20k1.4%
$20–25k1.5%
$25–30k1.8%
$30–35k1.8%
$35–40k2.1%
$40–45k1.1%
$45–50k3.7%
$50–60k2.9%
$60–75k2.0%
$75–100k5.8%
$100–125k5.8%
$125–150k9.0%
$150–200k12.3%
$200k or more44.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,300
Mean adjusted gross income$221,587
Returns declaring $200,000 or more28.7%
Returns, under $25k20.2%
Returns, $25k–$50k11.1%
Returns, $50k–$75k10.9%
Returns, $75k–$100k8.5%
Returns, $100k–$200k20.7%
Returns, $200k or more28.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$896,500
Median gross rent$1,545
Rent as a share of household income31%
Owner-occupied84.3%
Vacant homes2.8%
Median year built1945

What the homes are

Detached house75%
Attached house4.8%
2 to 4 units13.4%
5 to 19 units2.1%
20 or more units4.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,098,262as of 2026-07
Typical home value, 1 yearup 2.9%
Typical home value, 5 yearsup 24.2%
Typical home value, 10 yearsup 68.9%
Typical asking rent$2,950as of 2026-07
Typical home value since 2000
200020132026$1,098,262$324,920

$324,920 in 2000 to $1,098,262 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.6%
Bachelor's degree or higher70.3%
High school diploma or higher95.7%
Works from home25.6%
Drives to work alone56.2%
Takes public transport8.8%
Commutes 45 minutes or more28.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.5% 9.9 pts below the national average of 33.4%
Diagnosed diabetes8.7% 3.3 pts below the national average of 12%
Currently smokes7.9% 5.3 pts below the national average of 13.2%
High blood pressure29.8% 4.3 pts below the national average of 34.1%
Fair or poor general health12.2% 8.1 pts below the national average of 20.3%
No health insurance (18–64)3.1% 8.2 pts below the national average of 11.3%
Depression21.8% same as the national average of 21.9%
No leisure-time physical activity15.4% 10 pts below the national average of 25.4%
Arthritis25.5% same as the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication76.7% 2 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease4.9% 1.3 pts below the national average of 6.2%
Routine check-up in past year82.4% 5.7 pts above the national average of 76.7%
Cholesterol screening91.9% 6 pts above the national average of 85.9%
Cognitive disability11.3% 3.5 pts below the national average of 14.8%
Colorectal screening71.6% 7.3 pts above the national average of 64.3%
COPD4.4% 2.2 pts below the national average of 6.6%
Visited a dentist75.7% 14.4 pts above the national average of 61.3%
Any disability22.9% 7.8 pts below the national average of 30.7%
Lacks emotional support21.5% 3.3 pts below the national average of 24.8%
Food insecurity8.2% 8.9 pts below the national average of 17.1%
Received food stamps9.2% 5.1 pts below the national average of 14.3%
Hearing disability5.2% 1.5 pts below the national average of 6.7%
High cholesterol35.4% 0.8 pts below the national average of 36.2%
Housing insecurity7.6% 6.2 pts below the national average of 13.8%
Independent living disability5.6% 2.8 pts below the national average of 8.4%
Lacks transport5.6% 3.6 pts below the national average of 9.2%
Loneliness32.2% 2.2 pts below the national average of 34.4%
Mammography use86.7% 10.8 pts above the national average of 75.9%
Poor mental health (14+ days)14.2% 2.6 pts below the national average of 16.8%
Mobility disability9.5% 4.5 pts below the national average of 14%
Poor physical health (14+ days)10.3% 3.2 pts below the national average of 13.5%
Self-care disability2.4% 1.6 pts below the national average of 4%
Utility shut-off threat5.1% 3.7 pts below the national average of 8.8%
Sleeps under 7 hours32.2% 4.2 pts below the national average of 36.4%
Stroke2.6% 0.8 pts below the national average of 3.4%
All natural teeth lost7.1% 5.9 pts below the national average of 13%
Vision disability3.1% 2.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments486
People employed5,346
Annual payroll$289,452,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 24.9% of US census tracts
FEMA ratingVery Low to Relatively Low across the 7 census tracts this ZIP code covers
Expected annual loss30 out of 100
Community resilience88.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane77.8Relatively Moderate at its worst in this ZIP code
Landslide75.1Relatively Low at its worst in this ZIP code
Earthquake54.4Relatively Low at its worst in this ZIP code
Wildfire50.3Very Low at its worst in this ZIP code
Ice storm49.8Relatively Low at its worst in this ZIP code
River flooding49.2Relatively High at its worst in this ZIP code
Lightning38Relatively Low at its worst in this ZIP code
Heat wave33.4Relatively Low at its worst in this ZIP code
Cold wave32.6Relatively Low at its worst in this ZIP code
Tornado30.1Relatively Low at its worst in this ZIP code
Drought28.5Very Low at its worst in this ZIP code
Strong wind26.4Relatively Low at its worst in this ZIP code
Winter weather24.2Relatively Low at its worst in this ZIP code
Coastal flooding18.1Relatively Moderate at its worst in this ZIP code
Hail6.7Very Low at its worst in this ZIP code
Compared with Massachusetts and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMassachusettsUnited States
Median household income$177,222$101,341$78,538
Income per person$72,473$56,284$43,289
Poverty rate5.5%10%12.4%
Median home value$896,500$525,800$303,400
Median gross rent$1,545$1,687$1,348
Homeownership84.3%62.6%65%
Bachelor's degree or higher70.3%46.6%35%
Unemployment rate3.6%5.1%5.2%
Works from home25.6%16.7%13.5%
Born outside the US14.2%17.7%13.9%
Median age40.14038.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBLUE HILL COOP, MA US5.5 km away
Rain in a year54 in
Snow in a year70 in

Average high and low by month

January34.7°F / 18.3°F4.5 in rain, 18.6 in snow
February37°F / 19.5°F4 in rain, 18.2 in snow
March44.1°F / 26.9°F5.52 in rain, 15 in snow
April56.3°F / 37.9°F4.76 in rain, 2.8 in snow
May66.8°F / 48.2°F3.82 in rain
June75.4°F / 57.6°F4.63 in rain
July81.7°F / 63.8°F3.47 in rain
August80.2°F / 62.6°F3.91 in rain
September72.7°F / 55.6°F4.06 in rain
October61°F / 44°F5.49 in rain, 0.7 in snow
November50.1°F / 33.8°F4.31 in rain, 1.8 in snow
December40.2°F / 24.9°F5.39 in rain, 12.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket79% of this ZIP code's area
No vehicle and far from a supermarket37% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Milton School District95% of this ZIP code's land area
Randolph School District5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability20more vulnerable than 20% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics23more vulnerable than 23% of US census tracts
Racial and ethnic minority status42more vulnerable than 42% of US census tracts
Housing type and transport42more vulnerable than 42% of US census tracts
Walkability11.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

02187 Milton Village, MA1.5 km away
02126 Mattapan, MA2.6 km away
02136 Hyde Park, MA4 km away
02124 Dorchester Center, MA4.3 km away
02121 Dorchester, MA4.9 km away
02122 Dorchester, MA4.9 km away
02125 Dorchester, MA4.9 km away
02170 Quincy, MA5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Norfolk County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area13.7 sq mi
Water area0.48 sq mi
Population density2,097 people per sq mi
Latitude, longitude42.2537, -71.0771

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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