Postal Codes

01604 ZIP Code

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ZIP code 01604 covers Worcester, Massachusetts, with a population of about 39,988 and a median household income of $72,911.

Population
39,9886,028 per square mile
Median age
38.10.6 points below the US average
Median household income
$72,91128% below the Massachusetts median
Poverty rate
15.3%2.9 points above the US average
Typical home value
$430,385up 29.8% in five years
Median rent
$1,5707% below the Massachusetts median
Degree or higher
31.2%3.8 points below the US average
Homeownership
43.4%21.6 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
752

Where 01604 is

Worcester, Massachusetts — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population39,988
Median age38.1
Family households59%
Born outside the US26.9%
Speaks a language other than English at home37.9%
White (non-Hispanic)51.5%
Black (non-Hispanic)13.6%
Asian (non-Hispanic)7.2%
Hispanic or Latino19.1%
Veterans3.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$72,911
Income per person$39,996
Poverty rate15.3%
Households on SNAP or cash assistance24.4%

Household income distribution

Under $10k4.8%
$10–15k5.0%
$15–20k3.8%
$20–25k2.6%
$25–30k3.5%
$30–35k3.2%
$35–40k3.0%
$40–45k3.9%
$45–50k2.8%
$50–60k5.7%
$60–75k12.7%
$75–100k14.1%
$100–125k10.7%
$125–150k9.8%
$150–200k8.2%
$200k or more6.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,870
Mean adjusted gross income$60,254
Returns declaring $200,000 or more2.5%
Returns, under $25k27.4%
Returns, $25k–$50k26.8%
Returns, $50k–$75k19.3%
Returns, $75k–$100k11.0%
Returns, $100k–$200k13.0%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$321,900
Median gross rent$1,570
Rent as a share of household income28.8%
Owner-occupied43.4%
Vacant homes7.7%
Median year built1956

What the homes are

Detached house31.5%
Attached house6.9%
2 to 4 units37.4%
5 to 19 units12.8%
20 or more units11.1%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$430,385as of 2026-07
Typical home value, 1 yearup 1.3%
Typical home value, 5 yearsup 29.8%
Typical home value, 10 yearsup 110.2%
Typical asking rent$2,174as of 2026-07
Typical asking rent, 1 yearup 3.6%
Typical asking rent, 5 yearsup 40.1%
Typical home value since 2000
200020132026$430,385$134,182

$134,182 in 2000 to $430,385 in 2026.

Typical asking rent
202120232026$2,174$1,552

$1,552 in 2021 to $2,174 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.1%
Bachelor's degree or higher31.2%
High school diploma or higher86.4%
Works from home11.5%
Drives to work alone68.2%
Takes public transport2.8%
Commutes 45 minutes or more13.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.7% 2.3 pts above the national average of 33.4%
Diagnosed diabetes11.4% 0.6 pts below the national average of 12%
Currently smokes15.1% 1.9 pts above the national average of 13.2%
High blood pressure33.3% 0.8 pts below the national average of 34.1%
Fair or poor general health21.7% 1.4 pts above the national average of 20.3%
No health insurance (18–64)8.2% 3.1 pts below the national average of 11.3%
Depression26% 4.1 pts above the national average of 21.9%
No leisure-time physical activity28.7% 3.3 pts above the national average of 25.4%
Arthritis25.2% same as the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication72.8% 1.9 pts below the national average of 74.7%
Cancer (non-skin)6.8% 0.9 pts below the national average of 7.7%
Current asthma12.8% 2.4 pts above the national average of 10.4%
Coronary heart disease5.9% same as the national average of 6.2%
Routine check-up in past year79.9% 3.2 pts above the national average of 76.7%
Cholesterol screening86.9% 1 pts above the national average of 85.9%
Cognitive disability17.6% 2.8 pts above the national average of 14.8%
Colorectal screening65% 0.7 pts above the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist62.7% 1.4 pts above the national average of 61.3%
Any disability31.9% 1.2 pts above the national average of 30.7%
Lacks emotional support28% 3.2 pts above the national average of 24.8%
Food insecurity21.1% 4 pts above the national average of 17.1%
Received food stamps24.6% 10.3 pts above the national average of 14.3%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol33.4% 2.8 pts below the national average of 36.2%
Housing insecurity17.1% 3.3 pts above the national average of 13.8%
Independent living disability9.4% 1 pts above the national average of 8.4%
Lacks transport11.6% 2.4 pts above the national average of 9.2%
Loneliness37.3% 2.9 pts above the national average of 34.4%
Mammography use83.4% 7.5 pts above the national average of 75.9%
Poor mental health (14+ days)19.4% 2.6 pts above the national average of 16.8%
Mobility disability13.8% same as the national average of 14%
Poor physical health (14+ days)14.9% 1.4 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat11.7% 2.9 pts above the national average of 8.8%
Sleeps under 7 hours37.5% 1.1 pts above the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost17.2% 4.2 pts above the national average of 13%
Vision disability5.8% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments752
People employed11,795
Annual payroll$906,492,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 17.6% of US census tracts
FEMA ratingVery Low to Relatively Low across the 15 census tracts this ZIP code covers
Expected annual loss11.5 out of 100
Community resilience78.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane82.2Relatively Moderate at its worst in this ZIP code
Ice storm78Relatively High at its worst in this ZIP code
Landslide70.8Relatively Low at its worst in this ZIP code
Strong wind58.1Relatively Moderate at its worst in this ZIP code
Cold wave50.3Relatively Moderate at its worst in this ZIP code
Lightning47.1Relatively Moderate at its worst in this ZIP code
Hail43.2Relatively Low at its worst in this ZIP code
Earthquake37.4Relatively Low at its worst in this ZIP code
Heat wave33.1Relatively Moderate at its worst in this ZIP code
Tornado30.7Relatively Low at its worst in this ZIP code
Winter weather25.3Relatively Low at its worst in this ZIP code
Wildfire22.3Very Low at its worst in this ZIP code
River flooding19Relatively Moderate at its worst in this ZIP code
Compared with Massachusetts and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMassachusettsUnited States
Median household income$72,911$101,341$78,538
Income per person$39,996$56,284$43,289
Poverty rate15.3%10%12.4%
Median home value$321,900$525,800$303,400
Median gross rent$1,570$1,687$1,348
Homeownership43.4%62.6%65%
Bachelor's degree or higher31.2%46.6%35%
Unemployment rate5.1%5.1%5.2%
Works from home11.5%16.7%13.5%
Born outside the US26.9%17.7%13.9%
Median age38.14038.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWORCESTER RGNL AP, MA US8.3 km away
Rain in a year48 in
Snow in a year73 in

Average high and low by month

January32.3°F / 17.1°F3.52 in rain, 18.2 in snow
February35.1°F / 18.9°F3.26 in rain, 21.2 in snow
March43°F / 26°F4.19 in rain, 13.7 in snow
April55.7°F / 36.5°F4.08 in rain, 1.9 in snow
May66.6°F / 46.8°F3.56 in rain
June74.5°F / 55.9°F4.22 in rain
July79.8°F / 61.7°F3.93 in rain
August78.1°F / 60.5°F4.14 in rain
September70.7°F / 53.2°F4.24 in rain
October58.9°F / 42.2°F4.84 in rain, 1.1 in snow
November47.9°F / 32.5°F4 in rain, 1.9 in snow
December37.5°F / 23.4°F4.28 in rain, 14.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket46% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Worcester School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability57more vulnerable than 57% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status58more vulnerable than 58% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability12.8 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

01608 Worcester, MA2.3 km away
01601 Worcester, MA2.5 km away
01614 Worcester, MA2.5 km away
01615 Worcester, MA2.5 km away
01610 Worcester, MA3 km away
01607 Worcester, MA3.1 km away
01605 Worcester, MA4.1 km away
01613 Worcester, MA4.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Worcester County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area6.63 sq mi
Water area0.17 sq mi
Population density6,028 people per sq mi
Latitude, longitude42.2541, -71.7746

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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