Postal Codes

01020 ZIP Code

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ZIP code 01020 covers Chicopee, Massachusetts, with a population of about 30,230 and a median household income of $70,971.

Population
30,2302,426 per square mile
Median age
43.85.1 points above the US average
Median household income
$70,97130% below the Massachusetts median
Poverty rate
14%1.6 points above the US average
Typical home value
$335,403up 27.9% in five years
Median rent
$1,15332% below the Massachusetts median
Degree or higher
22.9%12.1 points below the US average
Homeownership
59.7%5.3 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
534

Where 01020 is

Chicopee, Massachusetts — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population30,230
Median age43.8
Family households60.1%
Born outside the US9.3%
Speaks a language other than English at home20.4%
White (non-Hispanic)70.8%
Black (non-Hispanic)4.2%
Asian (non-Hispanic)2.1%
Hispanic or Latino20.6%
Veterans7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,971
Income per person$37,714
Poverty rate14%
Households on SNAP or cash assistance23.5%

Household income distribution

Under $10k4.4%
$10–15k6.4%
$15–20k3.7%
$20–25k5.2%
$25–30k3.4%
$30–35k2.7%
$35–40k6.3%
$40–45k3.7%
$45–50k2.7%
$50–60k5.2%
$60–75k10.3%
$75–100k16.2%
$100–125k10.0%
$125–150k6.8%
$150–200k7.4%
$200k or more5.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,280
Mean adjusted gross income$58,572
Returns declaring $200,000 or more1.8%
Returns, under $25k26.8%
Returns, $25k–$50k27.2%
Returns, $50k–$75k19.3%
Returns, $75k–$100k11.1%
Returns, $100k–$200k13.7%
Returns, $200k or more1.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$259,100
Median gross rent$1,153
Rent as a share of household income31%
Owner-occupied59.7%
Vacant homes4.1%
Median year built1961

What the homes are

Detached house54.1%
Attached house4.2%
2 to 4 units18.1%
5 to 19 units8.5%
20 or more units10.5%
Mobile home4.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$335,403as of 2026-07
Typical home value, 1 yearup 3.3%
Typical home value, 5 yearsup 27.9%
Typical home value, 10 yearsup 84.1%
Typical asking rent$1,736as of 2026-07
Typical home value since 2000
200020132026$335,403$115,795

$115,795 in 2000 to $335,403 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher22.9%
High school diploma or higher86.1%
Works from home8.4%
Drives to work alone83.1%
Takes public transport0.5%
Commutes 45 minutes or more6.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.3% 0.9 pts above the national average of 33.4%
Diagnosed diabetes12% same as the national average of 12%
Currently smokes15.8% 2.6 pts above the national average of 13.2%
High blood pressure35.7% 1.6 pts above the national average of 34.1%
Fair or poor general health22.6% 2.3 pts above the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression27.9% 6 pts above the national average of 21.9%
No leisure-time physical activity29.3% 3.9 pts above the national average of 25.4%
Arthritis31.7% 6.6 pts above the national average of 25.1%
Binge drinking16.3% same as the national average of 16%
Taking blood pressure medication77.3% 2.6 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma13% 2.6 pts above the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening88.3% 2.4 pts above the national average of 85.9%
Cognitive disability17.2% 2.4 pts above the national average of 14.8%
Colorectal screening66.7% 2.4 pts above the national average of 64.3%
COPD8.6% 2 pts above the national average of 6.6%
Visited a dentist66.7% 5.4 pts above the national average of 61.3%
Any disability36% 5.3 pts above the national average of 30.7%
Lacks emotional support28.3% 3.5 pts above the national average of 24.8%
Food insecurity17% same as the national average of 17.1%
Received food stamps21.3% 7 pts above the national average of 14.3%
Hearing disability7.8% 1.1 pts above the national average of 6.7%
High cholesterol36.4% same as the national average of 36.2%
Housing insecurity14.3% 0.5 pts above the national average of 13.8%
Independent living disability9.9% 1.5 pts above the national average of 8.4%
Lacks transport9.6% same as the national average of 9.2%
Loneliness36.8% 2.4 pts above the national average of 34.4%
Mammography use80.9% 5 pts above the national average of 75.9%
Poor mental health (14+ days)19.1% 2.3 pts above the national average of 16.8%
Mobility disability17% 3 pts above the national average of 14%
Poor physical health (14+ days)16.5% 3 pts above the national average of 13.5%
Self-care disability4.4% same as the national average of 4%
Utility shut-off threat9.4% 0.6 pts above the national average of 8.8%
Sleeps under 7 hours36.7% same as the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost13.7% 0.7 pts above the national average of 13%
Vision disability5.6% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments534
People employed8,727
Annual payroll$429,772,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 19.3% of US census tracts
FEMA ratingVery Low to Relatively Low across the 9 census tracts this ZIP code covers
Expected annual loss17.8 out of 100
Community resilience62.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane76.7Relatively Moderate at its worst in this ZIP code
Ice storm69Relatively Moderate at its worst in this ZIP code
Earthquake58.7Relatively Low at its worst in this ZIP code
Hail51.8Relatively Low at its worst in this ZIP code
Strong wind50.4Relatively Moderate at its worst in this ZIP code
Winter weather44.2Relatively Moderate at its worst in this ZIP code
Cold wave42.7Relatively Moderate at its worst in this ZIP code
Landslide41.9Very Low at its worst in this ZIP code
Tornado39.3Relatively Low at its worst in this ZIP code
Wildfire36.4Very Low at its worst in this ZIP code
Heat wave32.3Relatively Low at its worst in this ZIP code
River flooding30.9Relatively Moderate at its worst in this ZIP code
Lightning23.8Relatively Low at its worst in this ZIP code
Drought7.5Very Low at its worst in this ZIP code
Compared with Massachusetts and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMassachusettsUnited States
Median household income$70,971$101,341$78,538
Income per person$37,714$56,284$43,289
Poverty rate14%10%12.4%
Median home value$259,100$525,800$303,400
Median gross rent$1,153$1,687$1,348
Homeownership59.7%62.6%65%
Bachelor's degree or higher22.9%46.6%35%
Unemployment rate6.1%5.1%5.2%
Works from home8.4%16.7%13.5%
Born outside the US9.3%17.7%13.9%
Median age43.84038.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWESTFIELD BARNES MUNI AP, MA US11.7 km away
Rain in a year45 in

Average high and low by month

January34.8°F / 15.5°F2.75 in rain
February37.9°F / 17.3°F2.6 in rain
March46.6°F / 25.7°F3.43 in rain
April60.3°F / 35.4°F4.06 in rain
May71.6°F / 46.2°F3.71 in rain
June79.7°F / 55.1°F4.37 in rain
July84.9°F / 60.9°F4.15 in rain
August82.9°F / 59.1°F3.72 in rain
September75.3°F / 50.9°F4.6 in rain
October63°F / 39.4°F4.72 in rain
November50.8°F / 30.2°F3.47 in rain
December39.8°F / 22.1°F3.58 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket11% of this ZIP code's area
Far from a supermarket42% of this ZIP code's area
No vehicle and far from a supermarket18% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Chicopee School District99.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability45more vulnerable than 45% of US census tracts
Socioeconomic status43more vulnerable than 43% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status29more vulnerable than 29% of US census tracts
Housing type and transport45more vulnerable than 45% of US census tracts
Walkability10.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

01014 Chicopee, MA2.4 km away
01021 Chicopee, MA2.4 km away
01090 West Springfield, MA2.4 km away
01102 Springfield, MA2.4 km away
01111 Springfield, MA2.4 km away
01116 Longmeadow, MA2.4 km away
01138 Springfield, MA2.4 km away
01139 Springfield, MA2.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hampden County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area12.46 sq mi
Water area0.38 sq mi
Population density2,426 people per sq mi
Latitude, longitude42.1764, -72.5761

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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